I have a debt to EE which is in default and I've had for some time now.

A month ago I wrote to EE with an offer of a full & final settlement which they say they couldn't accept but as an act of goodwill regarding my situation they would write off the outstanding balance.

Just over a month later I receive a letter from Fredrickson International saying that their client has instructed them to collect the outstanding balance. I also notice that the balance they have on the letter is actually £45 higher than what was originally owed (no interest or charges were being added by EE - I can only assume that this is a charge that has been added on by Fredricksons.

I have the letter from EE saying that the balance has been written off but would still remain on my Credit Report as a default.

Do EE have the right to pass a debt on after sending a letter saying that the balance has been written off? Or are Fredrickson International trying their luck?

I thought one less debt to maintain would allow me to focus on my priority creditors as I have a lot of debt and my business is dying off so very little income at the moment.

Any advice regarding this situation would be greatly appreciated.

Easily sorted. If you have the original letter saying that its written off, provide freds with a copy and tell them straight that ANY future communication by them will be reported to the OFT and FSA. Then write to EE CEO and demand to know why the debt was passed on to a DCA when it was supposedly written off.

Easily sorted. If you have the original letter saying that its written off, provide freds with a copy and tell them straight that ANY future communication by them will be reported to the OFT and FSA. Then write to EE CEO and demand to know why the debt was passed on to a DCA when it was supposedly written off.

FCA Imp

I also agree, Send a copy of the letter to Freds

My mistake but pretty much the same thing... ish

Also, the OFT were abolished a couple of years ago and replaced with ... errr, well - nothing, really

Also, the OFT were abolished a couple of years ago and replaced with ... errr, well - nothing, really

Of course it was:- uummmmmm er ummmmmmmmmmmmmmm

It was replaced by the OIR

Office Of Imaginary Regulation...

The Financial Conduct Authority took over from the OFT so write to them and complain.

The Financial Conduct Authority took over from the OFT so write to them and complain.

https://www.gov.uk/government/organisations/office-of-fair-trading

This was only one of the regulators who took on part of the OFT responsibilities. There is a list of the different agencies who replaced the OFT.

Why did i type OFT, i was sure i typed FOS :/

Thanks everyone for the advice, it really appreciated.

I've sent them a letter with a copy of the letter from EE.

Thank you.