Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #1

    Default really stuck v bank of scotland scared now

    :o well 2 days to go till i fill out claim formicon for courts really scared now as am not to sure how to fill them out (am really stupid) faxed them last night with letter saying no to their lates offer, but do i ring them again or do i just go ahead with court?:o

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  2. #2

    Default Re: really stuck v bank of scotland scared now

    Quote Originally Posted by reallystuck View Post
    :o well 2 days to go till i fill out claim formicon for courts really scared now as am not to sure how to fill them out (am really stupid) faxed them last night with letter saying no to their lates offer, but do i ring them again or do i just go ahead with court?:o
    just go ahead and fill in the court papers.

    Are you claiming in Scotland or England?

    If I have helped click my scales....

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  3. #3

    Default Re: really stuck v bank of scotland scared now

    thanks for replaying in england


  4. #4

    Default Re: really stuck v bank of scotland scared now

    got name for bos , jeannette gildea redress assessor core business team customer relations same address and fax no as as 7giverchy given but she was the one that sign my letter.


  5. #5

    Default Re: really stuck v bank of scotland scared now

    If you dont know how to fill in the claims forms then you should wait until you do !!
    If you are filing online then its fairly straightforward.
    Paste the claim partics frothe temps libraryicon.
    Make sure you fill in the account details
    also add your interest calcs.
    The spreadsheet or charges schedule go sep by post.
    If you are filing on N1 to your local court read the accompanying notes.
    The same applies to the claims partics.

    Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.
    Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.






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  6. #6

    Default Re: really stuck v bank of scotland scared now

    hi can someone give me the correct address to send the court papers to bos as the one i have is in scotland and moneyclaimicon bit says it has to be in england please help


  7. #7

    Default Re: really stuck v bank of scotland scared now

    here is the one I used but I issued it by post.

    halifaxicon Bank Of Scotland (HBOS)
    Customer Relations
    PO Box 548
    Leeds
    LS1 1WU

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  8. #8

    Default Re: really stuck v bank of scotland scared now

    i have an address but dont know if it is right one
    PO BOX 9901
    NEW STREET
    BIRMINGHAM
    B2 4BW
    It is the one I was going to use.


  9. #9

    Default Re: really stuck v bank of scotland scared now

    Quote Originally Posted by debt_mountain View Post
    here is the one I used but I issued it by post.

    halifaxicon Bank Of Scotland (HBOS)
    Customer Relations
    PO Box 548
    Leeds
    LS1 1WU
    I have used this one for my prelim and lbaicon but the replies came from a Dunfermline address.

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  10. #10

    Default Re: really stuck v bank of scotland scared now

    Thanks I Just Used The Leeds One ,well Thats It In Now So Hopefully I Wont Have Long To Wait I Know I Have To Send Bank Another Copy Of Charges But Do I Have To Send Anything Eles Soory For Being A Pain


  11. #11

    Default Re: really stuck v bank of scotland scared now

    Quote Originally Posted by reallystuck View Post
    Thanks I Just Used The Leeds One ,well Thats It In Now So Hopefully I Wont Have Long To Wait I Know I Have To Send Bank Another Copy Of Charges But Do I Have To Send Anything Eles Soory For Being A Pain
    I think you have to send a copy of your charges spreadsheet by post. I can't use moneyclaimicon (I am in Scotland) so don't know exactly. Sure someone else can confirm.
    I am guessing that the moneyclaimicon system should have told you this somewhere.

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  12. #12

    Default Re: really stuck v bank of scotland scared now

    will use the leeds address only so #I can use mcol from what I have read results seem to be much faster this way. hope so.


  13. #13

    Default Re: really stuck v bank of scotland scared now

    hi sorry to be a pain, got notice of issue from court but not sure what i do now doesnt say to send any more info i filled in form on internet please help dont want to mess up


  14. #14

    Default Re: really stuck v bank of scotland scared now

    sorry cant help you on this one maybe look in the faq section?
    I have not got that far yet.


  15. #15

    Default Re: really stuck v bank of scotland scared now

    are you using small claimsicon or summary cause?


  16. #16

    Default Re: really stuck v bank of scotland scared now

    dont know what you mean I thought it was just small claimsicon.


  17. #17

    Default Re: really stuck v bank of scotland scared now

    small claimsicon i think


  18. #18

    Default Re: really stuck v bank of scotland scared now

    summary cause is specific to scotland dont think you will find that wording on an mcol form as that is an english thing

    bos~ Data Protection Act sent
    ~ statements received
    ~ owed 1766.82
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    bos Data Protection Act sent
    ~ statements received
    ~ owed 1217.86
    ~ prelim letter sent 30/08/2006
    ~lba handed in 14/09/2006
    court date issued of the 17th november
    27th oct full offer totalling everything including 8% interest court costs and 10 dpa sar..... one down next to go.

    rbs~ Data Protection Act sent off 21/09/2006
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  19. #19

    Default Re: really stuck v bank of scotland scared now

    Hi Reallystuck

    I did my claim using an N1 through the local court. They sent me the notice of issue, then about a week later I had a letter from my bank saying they were in receipt of my claim number. Then the court sent me a letter to say that the bank had acknowledged the claim (dated) and were preparing a defence, they had 28 days to do this from the date of acknowledgment.

    I hope this helps, listen when you are really stuck, bite the bullet and pick up the phone, phone the online claim people they are there to help you, dont forget you have paid them for this service.

    wishing you luck Eyespy xx;-)

    .
    .
    .
    Sign the Phil Whitmore petition: http://petitions.pm.gov.uk/PAYUSBACK/


    Abbey Current Account claim for charges 1307.11

    26/01/07 Awaiting court date
    25/01/07 Courts lost my file!! Said it will be sorted soon
    23/11/06 Defence recieved from Abbey
    20/11/06 Statements a full 6 years received
    16/11/06 AQ completed & submitted
    30/11/06 Claim number 6SQ06250 recieved from courts
    24/10/06 Claim submitted to courts x3 copies
    21/08/06 Prelim letter asking for it back, sent to Pam Speed. 14 days up 05/09/06.
    21/08/06 Data Protection Act non compliance letter sent. 7 days up 29/08/06
    11/07/06 Reply to Pam Speed Data Protection Act fob off letter.
    10/07/06 Data Protection Act fob off letter received from Abbey. dated 06/07/06.
    29/06/06 Data Protection Act statement request sent
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  20. #20

    Default Re: really stuck v bank of scotland scared now

    Hi,

    I have done two claims now, RBOS were a pain in the ass but follow the process and you will get there. I received a full defence notication from their Solicitors Cobbetts with demands for information etc. I replied using the advice from here and just got an offer letter today - I have them now. Keep going and good luck.

    Jimbos

    __________________
    HSBC 3829.00 Prelim letter sent 17/7/06
    1996.00 Offered 9/8/06 .. See you in Court!
    MCOL Filed 15/08/06
    DG response asking for info 8/9/06

    RBOS S.A.R - (Subject Access Request) sent 12/07/06
    Prelim letter sent 29/8/06 2552 requested!!!
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