hi guys/girls

off to court at the end of feb , carnt understand why it takes 6 monthsto get a small claim scheduled , but dont want to unset judge by complaining.

question 1 - do i really have to copy all my statements for the bundle or will the speadsheet do

question two - since lodging my claim , rbs have been hitting me with £48 charges each month for unauthorised overdraft - can i ask for this back or do i have to go to court again , or can i just refuse to pay these when they settle

help much appreciated

I think i'm correct in saying you have to pay £35 to amend the claim details (amount etc).

I personally wouldn't bother with your statements yet, your most likely to be settled before the court date.

When do you have to hand your evidence in by?

Regards

I think it is prob to amend details and the £35 is not recoverable - when this one is settled then start teh process again.

Yeah its not recoverable, wondered if you could use it to change amount aswell?

Yeah its not recoverable, wondered if you could use it to change amount aswell?

I think you can - but what I meant and missed completly is it is prob too late to change POC now.

I think a quick call to the relevant Court would be appropriate.

I would still be inclined to issue another claim as then the costs are recoverable.

If the claim is at an advanced stage,then it would not be a good idea to submit an ammendment.

This would be subject to the Judges discretion anyway.

The Bank is not legally obliged to settle on amounts that are not being claimed on the claimform,although in the past people have negotiated settlement of additional amounts out of court to be settled with the original claim.

Probably better to do this sep on another claim later.

cheers guys , guess i will try to see if i can force thier hand when we come to settle , if not settle and reclaim for charges .

im right in thinking that i need to copy all 153 sheets of statements then , oh well , any one know ,if i can submit electronic copies rather than printed ???

cheers guys , guess i will try to see if i can force thier hand when we come to settle , if not settle and reclaim for charges .

 

im right in thinking that i need to copy all 153 sheets of statements then , oh well , any one know ,if i can submit electronic copies rather than printed ???

Wouldn't worry about it too much at present

agreed, the chances of going to court are unlikely. don't waste your time and paper just yet.