I had a DRO last year which after closing my business down wiped out about £9,000 of business rates

and other things such as unpaid tax and electricity etc.

All well. We live, we try and if we fail we hope that we can pick ourselves back up and have another go.

Now, today I had a letter from Rossendales

they said I owe £1000+ for over payment of tax credit.

There's no way I was overpaid.

To my knowledge it was all signed off and all acccounted for in the DRO.

I am trying to move on, not be dragged down by this crap and I will not let them affect me.

What to do?

I actually called Rossendale and told them this and half way thorugh realised people say do it in writing.

They only told me what I know, that they are acting on behalf of HMRC.

Really not sure what to do at this stage.

Please advise. I am through with these people trying to mess me up.

removed the swear words

ignore the silly DCA

they have no powers whatsoever.

ring HMRC up

and findout what is going on

deal direct with them only.

removed the swear words

 

 

ignore the silly DCA

they have no powers whatsoever.

 

 

ring HMRC up

and findout what is going on

deal direct with them only.

Sorry about swear words. just got carried away.

OK will do.

I just checked my folder, I have had letters from hmrc for an over payment of £2** and I kept it as I knew it was included in the original DRO. Is it possible they have added some sort of fees on top of this? If so that does expain it and they can do one.

I will call them, do I share personal info with them?

with HMRC yes.

they don't add fees etc

Right called HMRC.

They said that for the tax 14/15 they sent out an Annual Declaration in June 15, this was to confirm that I was earning what I said I was earning. I did not receive this letter for whatever reason, I moved from that address in July.

Tbh I was lost and I said to the women expain it in simple terms.

because I did not reply to them to confirm some info, they send you to the dogs.

Absolute joke. This is so wrong!

I said to her all was above board,

she has now passed me through to over payments team

and that she will send me a form to explain all this,

some kind of appeals form within the next 14 days.

I have done nothing wrong here, now I am having to tidy this mess up.

Now the women at overpayments is saying there's nothign she can do. And that it's with rossendales.

And that any change of address is not a valid reason.

She said that it now belongs to Rossendales.

What the actual hell.

I did not receive a letter end of.

She said it is in the contract.

That if I did not notify them of a change of address then there's nothign they can do.

Sseriously I don't need this right now.

If this can not be sorted

can I do a DRO again?

I am not dealing with this.

They are just trying their best to reel in money they have given out.

Like the whole notifying them off change of address, that's like a booby trap isn't it.

no its what you should have done

ok well you need to deal with it

but as said

not with the DCA

they are powerless totally

she didn't say its sold

they cant sell debts to anyone.

it just means they have been asked to collect it/chase

just remember THIS IS NOT THE BAILIFF WING

and never can be.

there are lots of threads here on HRMC/DCA's

you can deal directly. end off

OK you say 'deal directly with HMRC' but the womrn kept saying 'it's too late Rossendale are now dealing with it, you had 42 days to reply' etc..

Thing is I never got a letter, they were sending to an ld address??

Can I take abrathr here knowing that Rossendale have no power to make me a visit?

And what about HMRC?

Two questions?

How can I just get this out of my life?

And what is the worst that can happen i al this?

Thank you for you time muchly appreciated.

translator please....

they are a DCA they can do nothing.

go read the other HMRC threads

http://www.consumeractiongroup.co.uk/forum/showthread.php?458428-Rossendales-chasing-HMRC-debt-r

as an example

Thanks, reading now.

Here is a crazy theory, is it possible HMRC or WORKING TC are selling off old files or somehoe re wording old cases which are then profitable for horrible cowboy outfits like those mentioend here?

they cant sell a gov't debt end of

OK guys, I read that last link, didn't see how it can put my mind at ease here? What do I do now?

as that link - poss sar time?

as that link - poss sar time?

OK is this intended to scare them a little? Make them back off? Fire with fire?

What could be likely outcomes?

Thanks.

well you are entitled to check their facts are correct.

unless you don't dispute the sum owed?

well you are entitled to check their facts are correct.

unless you don't dispute the sum owed?

Well this whole thing has happaned because I did not reply to a letter to confirm I was still in the same situation. I was already in need of the money when I was getting it, then because I did not sign a letter and confirm I needed the money when I was receiving it they then say 'right we want it all back'!

Hmmmm...

That's a little unfair is it not?

Nope. You weren't entitled to it so they want it back.

Nope. You weren't entitled to it so they want it back.

I was entitled to it. Otherwise I would not have claimed it.

I am now unemployed and claiming U.C, where does that leave me?

If you didnt tell them, then as far as the law is concerned, you arent entitled to it.

Now, calm down and read the info given. Right now youre panicking and not reading. You are going to be sent appeal forms soon, so get those filled in and wait for an answer. Meanwhile, ignore the DCA. They cannot do ANYTHING. They are there just to scare you into paying.

I was entitled to it. Otherwise I would not have claimed it.

 

I am now unemployed and claiming U.C, where does that leave me?

Who says?

Who says?

Because when I claimed I clained with full requirement, I needed the money to get by.

If you didnt tell them, then as far as the law is concerned, you arent entitled to it.

 

Now, calm down and read the info given. Right now youre panicking and not reading. You are going to be sent appeal forms soon, so get those filled in and wait for an answer. Meanwhile, ignore the DCA. They cannot do ANYTHING. They are there just to scare you into paying.

Who is sending this form out? HMRC or the DCA?

I am calm, I have been here before. I am not letting any DCA get me. They are all cons.

If I am on Universal Credit now, I am literaly on £30 a week, will this go in my favor if I have to pay back.

The issue is I moved address and I think this was the time they might have been writing to me, this is the first I have heard on this matter now.

Hi. I have received a form, it's called TC846.

I guess this is a form for me to challenge their claim?

I need some advice filling it out.

The whole reason I think they are coming at me now demanding £1000+ back is because I could not sign a letter they sent to me asking me to confiem I was still in need of the working tax they had already agreed to pay me, I had moved house around this time and this is why I did not get any letter.

The first I heard about all this was last week (6 months later) when a letter from Rossendale was received.

The key question on the form is:

7. Did you contact us to tel us your personal circumstances on your award notice were wrong or incomplete

a/ [yes/no]

b.

7b. Did you contact us to tel us your payments did not match those shown on your award notice.

a. [yes/no]

8. Don you think the overpayment happened because.

a: we didn't change your award within 30 days of you telling us about a change that reduced your payments [yes/no]

b. we made a mistake [yes/no]

c. we gave you incorrect advice [yes/no]

At the end of the day I needed the money they gave as I was broke and everything was correct at time of claiming, then they write to me to ask is everything ok, have we paid you correctly for the last however many months? If I had wrote back and said yes everything is fine, I still need the money that would have been ok, but because I did not (I did not receive any letter) then al this happens.

I just want to tie this up, can you please help me and best advise on how I can do so.

I am claiming universal credit and only have £30 a week spare, it's not even ennough to live off, there's no way I can even think about paying this off. Plus I am well within my right as I was claiming it correctly, but because I did not write back this has all kicked off.

Thanks.

Any ideas?

I would await the sar reply before replying.

http://www.consumeractiongroup.co.uk/forum/showthread.php?348173-Tax-credit-overpayment

https://cse.google.co.uk/cse?cx=partner-pub-0964707606882478:652l7hswbgv&ie=UTF-8&q=TC846.+&sa=Search+CAG#gsc.tab=0&gsc.q=TC846.&gsc.page=1