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Mbna cca return from link


Yosharoo
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Hi everyone,

 

I've received my MBNA CCA from Link Financial.

 

It all looks as it should to my untrained eye but can one of you more knowledgeable folk

please give it a quick scan over?

 

It came with 2 sets of terms and conditions attached to the back.

 

One looks like it was of a similar age to the front page but is very clear and legible

and the other set of terms and conditions look like they are the current ones

with different APR's to the ones on my signed agreement.

 

Look forward to your replies :)

 

:)

cca return.pdf

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that's looks ok sadly

 

sar to MBNA as a matter of urgency

 

why did they sell a debt of that magnitude...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX,

 

What will the SAR give me? What are you thinking?

 

In the last few weeks, I sent off PPI claims to MBNA and the other companies and as I expected, they all wrote back telling me there was no PPI taken out.

 

Thanks as always.

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SAR gives you all details about the loan. No way would they sell a debt that large to fleecers Link for pennys in the pound. Theyd just instruct their own solicitors to take you straight to court.

 

Theres definitley somethign wrong with this debt. Find otu fast.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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When did they off load this to link?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Ok, I have a template here so I'll get onto it straight away.

 

If the agreement seems ok, what else can be wrong with the debt?

 

You won't know until you sar them

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 1 year later...

I know its an old tread, I wonder if OP can update what happened since? I am in the same situation. Received similar agreement from MBNA. Application form with 2 pages of original T&Cs, and further more T&cs which I assume are the current ones. Application dont have Representative signature.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 

Ha ha, Well Spotted DX, never heard from link again hence no update on that debt. Thanks to you all for the help on that thread. But the one I am about to open a new thread on is a different debt. CCA surfaced recently.

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well go update that thread then!

just like this thread and the question you asked here

YOU haven't helped others by updating it

just like this poster here :-(

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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