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    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
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The Great British Benefits Handout: Channel 5 - 4 episodes - starting 9.02.2016


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The Great British Benefits Handout: Outrage as family buys PLAYSTATION after £26k freebie

 

Next episode Tuesday, 16th February 2016

 

 

CHANNEL 5’S provocative new reality show The Great British Benefits Handout certainly caused a stir on Twitter after the first episode, as a group of families were given a £26,000 cash handout in return for quitting welfare support.

 

However, one of the most divisive moments in the opening episode came when one Hull-based family’s first act was to purchase a brand new PlayStation 4 console - totaling almost £400.

 

 

http://www.express.co.uk/showbiz/tv-radio/642660/The-Great-British-Benefits-Handout-Outrage

 

Now did Channel 5 choose people who would make the most of this opportunity or did it deliberately choose people who would squander the funds in order to provide further fuel for those who criticise Benefit recipients ?

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It is good that these people are exposed, but it gives genuine claimants a bad name. When we went through a bad spell about 20 years ago we borrowed a B/W portable TV with a 10" screen and sat on boxes to watch TV illegally as we could not afford a TV licence. Food was bought at the cheapest place possible. The last thing we woudl have thought fo was squandering money on unnecessary which seems to be a priority with some benefit claimants.

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I believe Channel 5 goes for the 'lowest common denominator' ie people who are 'milking the system' in their Benefits series.

 

If they showed the other side of the fence people would feel differently, lots of people existing on the basic amount and not borrowing or getting stuff from the likes of Brighthouse you would get a very different picture.

 

I don't watch these programmes much as I feel they are heavily biased and don't serve much benefit to either side of the arguement about 'are benefits going to the right people'.

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A typical crass program reinforcing the notion that 'benefit claimants' are all milking the system, I too don't watch these propaganda programmes, if others wish to soak up the untruths and inaccuracies, and simple hate crime TV then so be it.

 

They're not benefits either, it's social security to stop you from going under when life deals you a bad hand, something which we ALL pay for, just be thankful you're not one of the unfortunate ones who has to justify their illness/disability to unqualified automatons who have a magic wand and can cure you of your ills in less than an hour!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I wish they could cure my dodgy neck in an hour, hurts to eat today. I've got four collapsed vertebrae and a couple of bulging discs - makes it very difficult at times to manage ordinary things.

 

These benefits shows should be stopped - I think they are beginning to run out of themes for them.

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These benefits shows should be stopped - I think they are beginning to run out of themes for them.

 

Quite agree, but there are those out there who simply exist in order to make money out of others misery, and all the while the gullible continue to soak it all up, the government will continue to allow the divisive hate crimes to continue.

 

I reported my council leader to the police for her comments in the local rag about a claimant in Portsmouth who had bought himself a 1700£ TV, and that ''This is the reason why the country has a deficit'', no idea what came of it, if anything, I doubt it, but the next time I see her when she gallivants around parading for the media in her 'support' of the armed forces, she'll know just how vile and odious I think of her.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I wish they could cure my dodgy neck in an hour, hurts to eat today. I've got four collapsed vertebrae and a couple of bulging discs - makes it very difficult at times to manage ordinary things.

 

These benefits shows should be stopped - I think they are beginning to run out of themes for them.

 

Isn't Channel the only channel still dragging out the waste of space house reality reality shows which demonstrates the mental capacity of the producer!

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