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    • Documents arrived today dated 27th March.  This is a cc taken out a long time ago (2008) and they don't seem to have been able to provide a copy of a CCA agreement, just reams of print outs of lines of texts from old bank statements, default notices etc.   
    • Documents finally arrived today from PRA group.  New day have sent me lots of paperwork, copies of default letters and statements, print out of what looks like a CCA that would have been completed on online, IP address as signature.  This debt is not too old, so possible this is the true copy of agreement ?  Not sure what my defence would be beyond irresponsible lending. 
    • pers i wouldn't.. all you need to know is in the posts of that thread....that being section 127(3) of the CCA refers. if under a CCA return, the 'creditor' claims its a recon, it must not contain any details like a sig, tickbox, or typed name (whether you signed physically or by online tickbox) 1. those are not necessary in a recon, so why inc them? (faked??) 2, it cant thus be a recon!!, it must be a copy of the 'original' from the original creditor, not from a debt buyers filing cabinet. they shouldn't not be 'mixing' some original docs from the OC with crap from their filing cabinet, claiming its ALL a recon! because some of it is faked. just remember there are far more docs like NOA and a DN that are as equally important to a court claim of 'this debt is enforceable'. never rely solely upon the dodgy agreement argument.
    • India has thousands of small gold refineries which are facing more competition from big players.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Windows 10 Phones Home A Lot!


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I know I shouldnt laugh but you have to check out this guys users name..........

One computer user has become so disillusioned with Windows 10's spying features that he has been driven to using Linux Mint as his primary operating system. But Voat user CheesusCrust was curious to find out just how pervasive Microsoft's privacy invasion is. The results of his investigation are quite staggering.

 

Using a router kitted out with DD-WRT, and a copy of Windows 10 Enterprise installed in a virtual machine on his Linux laptop, he started by disabling every single one of the tracking and telemetry features found in the operating system. Eight hours later, 4,000 connection attempts to 93 different IP addresses were logged, with most of these IPs addresses being linked to Microsoft.

 

Explaining his setup on Voat, CheesusCrust said that he used a completely virgin installation of Windows 10 which had been used only to verify that the internet connection was working properly. Perl was then used to pull 8 hours of data from log files and push them into a MySQL database. Perl was also used to obtain route data for any connections. Presenting the results, CheesuCrust says:

 

Here is the roughly 8-hour network traffic analysis of 5508 connection attempts of an unused, base install of Windows 10 Enterprise (NOTE: I did not remove any 192.168.1.x home network IP addresses from the analysis).

 

Broken down, this works out to 3967 connection attempts to 51 different Microsoft IP addresses. You can see full tabulated results on Voat.

 

With Microsoft facing unprecedented levels of criticism for its lack of transparency over spying components, these findings will serve only to add fuel to the fire. The fact that it was the Enterprise edition of Windows 10 that was used for testing is likely to raise further questions.

 

Serious subject but that user name is a real cracker.

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Not surprised, Win 10 is chock full of privacy concerns. It does phone home way too much, in fact wonder if it breaches any DPA provisions, and wonder whether ICO would be interested, obviously they could do nothing as the Phone Home data goes to Redmond USA.

 

Other issue is the amount of bandwidth Microsoft purloins from Win 10 users as in a peer to peer propagation of updates as well as the no absolute opt out for updates, the backdoor download of 6Gb or so of Win 10 onto Win 7 and 8 users. Naughty if their broadband is capped. Obviously for Win 10 if you are on a data cap you set the connection to metered, but wonder how much of that allowance is still eaten up by the OS phoning home constantly apparently with Privacy set to full so to speak?

 

 

Personally Ubuntu Studio is my main OS.

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  • 1 year later...

Ample is just as bad.. Being an apple developer I tend to notice things like that too... I think my machines phone home about 100+ times a day. Don't forget that mobile devices have a lot of caching services, so they often call home (and to other sites, URI's) to get and store information for future use.

 

A good example is my iPhone caught me unawares, as I noticed it only asked me to enter in my pass-code (not finger print) for payments when I went to somewhere totally out of the norm... It seems that companies are stepping up their game with security!

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