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    • see post #425 above: I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale ...   could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead? It would certainly side swipe the lender and receiver if this other entity did this
    • Hi, no problem at all. It's a Vauxhall Grandland X and I can confirm that the service history is not stored in the vehicles computers or online. The vehicle is financed through Black Horse on a PCP. Thanks, Steve
    • Thank you so much for all the information you all have provided! I really appreciate it.  dx I will definitely speak to the TFL prosecutor before the hearing if I can find them to beg for an OCC.    Just to update. At the start of this journey I reached out to many organisations and advice centres but no one responded. However, a few days ago I received an email back from We Are Advocate, that a barrister has volunteered to help me with my case. He said it is his job to get the best possible outcome for me. He suggested I get some character references, which I have done and will be receiving over the course of the next few days.  He also told me: Unfortunately, you WILL be left with a criminal record if you are convicted! You do not stand convicted of the offence  YET. You can only be convicted if a) you plead guilty AT COURT or b) you are FOUND guilty after a trial in open court. So that answers one of our questions.    I have asked him lots of other questions and I'm just waiting for him to reply.  So glad I will not be facing the court alone.    TD
    • Thanks guys - I've written to P2G as attached, included a copy of my letter to them from yesterday, and have also emailed them copies of both. 18Apr24 Updated Letter of Claim against Parcel2Go.pdf
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Student Finance mess


KRSY123
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Hi all,

 

I could really do with advice on this:

 

This morning I received an email from UCLAN citing unpaid tuition fees from 2010. I called them as I believed it to be spam because my fees were paid and I didn't stay longer than 1 year.

 

From the conversation with UCLAN and looking at my online info it turns out I was overpaid £2500 by Student Finance... 6 years ago.

 

Student Finance have never contacted me about it and I am currently a student again elsewhere but UCLAN have said they're getting in touch with SF to make them aware of the overpayment. I contacted SF myself but they couldn't give me any info at this stage and I would be contacted by their collections team in due course

 

Is there a length of time by which SF would have to have notified me by? 6 years of not knowing is a pretty long time...

 

 

Many Thanks

Kx

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  • 2 weeks later...

Hi, i hope you dont mind me asking, how did the overpayment come about, the 2500 was it a bursary or grant or was it tuition fees paid to the actual university, did you spend a year there and transfer elsewhere.

 

I would doubt they would be able to prejudice your study elsewhere as this could lead to legal actions, if they are treating it as a debt they would have six years from which to pursue you from the date the overpayment occurred, after that date it would be statute barred.

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