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    • Wait for more replies, but that letter to me can be interpreted as a letter before action. Ignoring it can have consequences. The court to impose sanctions for failure in responding to a letter of claim.
    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
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Hi all,

 

One of my cats has just come back from the vet with a suspected urinary infection - something he has had several times before.

 

Upon arrival he was taken into the back room as he was very vocal and it is quieter than in the waiting room. When I was taken into a consulting room, my cat was back in his basket and I was informed he'd already been given two injections and all the medication he was going to need was being prepared. I was asked very few questions about the behaviour of my cat and I was only given directions on how to use the prescriptions.

 

When I got home I realised he's been prescribed a huge amount of pain relief - in addition to the pain relief injections he was given on site - when I wasn't asked whether he appeared to be in pain.

 

I called them straight up and pointed out the additional prescriptions and that I felt they were unnecessary, and could I return them for a refund. I've been told that medication taken off site cannot be refunded.

 

I'm really annoyed that it wasn't discussed or explained to me first why he was being given this medication and whether I was happy, and are now 30 minutes later telling me I can't get a refund when I've had chance to look at what's been given.

 

Please advise if I have any rights here?

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You are meant to agree any course of treatment and be given an approximate cost before it's carried out. What medication was given in the surgery and what were you sent home with? I'm not asking out of idle curiosity, pain med dosage (both amount and frequency) is pretty critical with cats.

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Hi all,

 

One of my cats has just come back from the vet with a suspected urinary infection - something he has had several times before.

 

Upon arrival he was taken into the back room as he was very vocal and it is quieter than in the waiting room. When I was taken into a consulting room, my cat was back in his basket and I was informed he'd already been given two injections and all the medication he was going to need was being prepared. I was asked very few questions about the behaviour of my cat and I was only given directions on how to use the prescriptions.

 

When I got home I realised he's been prescribed a huge amount of pain relief - in addition to the pain relief injections he was given on site - when I wasn't asked whether he appeared to be in pain.

 

I called them straight up and pointed out the additional prescriptions and that I felt they were unnecessary, and could I return them for a refund. I've been told that medication taken off site cannot be refunded.

 

I'm really annoyed that it wasn't discussed or explained to me first why he was being given this medication and whether I was happy, and are now 30 minutes later telling me I can't get a refund when I've had chance to look at what's been given.

 

Please advise if I have any rights here?

 

They are correct that medication cannot be exchanged once taken off site and not a lot you can do about it except change vets.

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It really does depend what's been prescribed which is why I've asked for details. If the cocktail includes something contra-indicated or not prescribed exactly as per the manufacturer's datasheet then it can be questioned and returned.

 

 

Completely agree with changing vets. This wasn't how a client should be treated.

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You are meant to agree any course of treatment and be given an approximate cost before it's carried out. What medication was given in the surgery and what were you sent home with? I'm not asking out of idle curiosity, pain med dosage (both amount and frequency) is pretty critical with cats.

 

Sorry if I didn't phrase something correctly but my cat didn't have surgery - it was just a consultation.

 

As far as I knew, my cat was being taken into a quieter room as the waiting room was making him more distressed, and I would be called into a consulting room to go through everything with the vet. But by the time I saw the vet, my cat had already been given two injections and syringes of pain relief had been made up for me to take home. I was not consulted about either beforehand, we didn't go through why I was there or what symptoms and behaviour had been displayed, etc. Not that I have a complaint about the injections he was given but it's the principle that I didn't authorise them to do or give anything to my cat.

 

I realise now I should probably have said something whilst I was still there, but I didn't properly look at my receipt until I got home, and my cat was distressed being there and I just wanted to get him out. That's why I phoned immediately after I got back (less than half an hour after I'd left) to query it.

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I meant at the vet surgery, not that your cat had surgery. They shouldn't have administered anything until you'd agreed. Did you get the full receipt showing everything your cat was given? If not please phone them and ask for the details of every drug prescribed including what was given by the vet.

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The following is from the RCVS code of conduct for vets http://www.rcvs.org.uk/advice-and-guidance/code-of-professional-conduct-for-veterinary-surgeons/

 

 

2.3 Veterinary surgeons must provide appropriate information to clients about the practice, including the costs of services and medicines.

[9. Practice information, fees and animal insurance] [10. Fair trading requirements]

2.4 Veterinary surgeons must communicate effectively with clients, including in written and spoken English, and ensure informed consent is obtained before treatments or procedures are carried out.

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The further description of informed consent is fairly clear and reads as follows -

 

 

11.1 Informed consent, which is an essential part of any contract, can only be given by a client who has had the opportunity to consider a range of reasonable treatment options, with associated fee estimates, and had the significance and main risks explained to them.

doesn't seem to apply from your description of the visit. A course of treatment can be anything from a single shot of antibiotic to years of ongoing repeat visits for an ongoing condition such as diabetes. Whatever it is, the vet is meant to discuss it with you first.

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Thank you very much Hightail, that's very useful. I've just called and spoken to the practice manager and pointed this out. They have agreed the actions of the vet concerned were wrong and have agreed to refund the medications we didn't request.

 

You were a big help, I really appreciate it!

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