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RBS Bolt from the blue regarding an old account


DaniPedrosa
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About two and a half years ago I had a current account with overdraft that was in credit

when I used the account switching service to change to another bank after I became fed up with RBS and wanted to leave them.

 

 

Today I received a letter claiming RBS have been trying to contact me as there hasn't been any money paid in to my account that RBS closed for me while in credit

and transferred the credit balance to my new account with a different bank.

 

 

The Sort Code of the account it is claimed I owe them money on is different from the sort code of my old RBS branch,

 

 

I can not find anything at the moment to check if the account number is correct or not.

:jaw:

Edited by DaniPedrosa
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so are you saying they or a dca are claiming you owe them money?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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prob some packaged account fee for insurance extras you got spoofed into agreeing to?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Account numbers and sort codes change once they are transferred to a router account (collections)...you will have to ring them and ask what they are on about ?????

 

Regards

 

Andy

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  • 4 weeks later...

I hope you got that in writing in case they ever try it again

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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