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I received a bill from our LG for £694 and so many pennies relating to 2008.. However, I set up a payment plan back over 3 years ago and paid it off with confirmation from LG and even had returned cheques due to 'overpayment' on my part.. so to all intense and purpose 12 months ago i was now free and clear of this noose around my neck.. this week i received a demand in red for the same bill and the council are denying any knowledge of payment/receipt from from myself let alone that is was cleared.. any advise.. i have already asked for all information pertaining to said bill and have been told that i would i still have to pay while disputing this issue?

 

I have several issues with this council thank goodness for receipts..

Cabot Financial they came they didn't stay and they left rather quickly

 

Lloyds Tsb - bye bye

 

Lowell Financial - bye bye

 

:whoo::whoo::lol::lol:

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Council tax demand x i am currently searching through old bank statements to prove i paid but they didn't send me a final letter just returned payment via cheque when i rang them to ask why they told me it was paid this was anyear ago now

Cabot Financial they came they didn't stay and they left rather quickly

 

Lloyds Tsb - bye bye

 

Lowell Financial - bye bye

 

:whoo::whoo::lol::lol:

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If you have your old statements and bank receipts that should satisfy them. If you don't have all of your statements, then a Subject Access Request to the bank from where the cheques / payments were made should get them for you.

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3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 2 weeks later...

just an update for you.. I spoke to the council asking them to record the call as i would be doing the same spoke to the relevant department who confirm they have 'lost' 3 sets of personal data relating to me and my hubby and therefor cannot comment on the demand..but i should 'pay up and claim back later' .. oh my days..

Cabot Financial they came they didn't stay and they left rather quickly

 

Lloyds Tsb - bye bye

 

Lowell Financial - bye bye

 

:whoo::whoo::lol::lol:

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Get a SAR off to the bank asap, as you know the LA does make mistakes. If you can prove this with your statements then this should go away. A SAR takes about 40 days to complete so the sooner you get it off the better, link here >> http://www.consumeractiongroup.co.uk/forum/showthread.php?387306-Full-Subject-Access-Request-**Updated-January-2015**

 

 

With a SAR you will need to enclose a blank £10-00 postal order and get free proof of postage. Get this off now...

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just an update for you.. I spoke to the council asking them to record the call as i would be doing the same spoke to the relevant department who confirm they have 'lost' 3 sets of personal data relating to me and my hubby and therefor cannot comment on the demand..but i should 'pay up and claim back later' .. oh my days..

 

Might be worth making a complaint to the Information Commissioner if the Council has admitted "losing your data". They are supposed to have proper systems in place to protect personal data !

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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just an update for you.. I spoke to the council asking them to record the call as i would be doing the same spoke to the relevant department who confirm they have 'lost' 3 sets of personal data relating to me and my hubby and therefor cannot comment on the demand..but i should 'pay up and claim back later' .. oh my days..

 

They are asking you to pay for something they can't confirm and are asking to pay anyway, then claim and when you try to do so, they can't comment as any data you refer to, they still won't be able to find. You couldn't make it up.

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