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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Clydesdale Bank Term Deposit Account


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In 2007 I took out a Term deposit account prior to moving to Australia.

Over the first 5 years I rolled over the maturity of the account and received good communication about options.

 

 

However since 2013 I never received any paper work although they have known my Australia address

as I have a normal deposit account and receive regular statements.

 

 

In past few months I have requested my funds from the term deposit account to find I am not entitled to the money until May 2016

as they have rolled i into a new policy with a new policy number which I still do not know what it is?

 

 

On numerous calls and letters from me all I receive is a response to say in the terms and condiditions I cannot receive the funds until maturity and or on death.

I was sold the product in 2007 with the intention of if I need the money available to me I could access

however would loose interest if I did.

 

 

It seems that Clydesdale Bank have changed their terms and conditions which I have not agreed to

or even signed any paperwork for them to open a new policy number etc..

 

 

I am at a loose end now and had enough talking to Clydesdale branch staff

and now look to send the CEO Mr Duffy a letter as a matter of urgency to resolve the situation

as it is stressing my family and I out and we need the funds to purchase property in December 15.

 

 

Does anyone have any ideas on how best to approach?

 

 

Thanks

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