Jump to content


  • Tweets

  • Posts

    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
    • Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
    • Hi. I'm afraid I've had to hide your post with the pdf files to keep this anonymous for you. You've left the PCN reference number and your car reg showing. Could you edit that and repost please? HB    
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Some praise for a bank?


Yukiko
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3095 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

So,

 

Seeing as a lot of people on here have a gripe to air to the world, I thought it'd be nice to post a bit of praise.

 

I've banked with Metro Bank since the spring time and I've had nothing but good experiences with them.

 

Since opening their branch in Cambridge, many Main Stream customers of Barclays/Natwest/Lloyds and TSB have been switching over due to the 12hours opening times, Sunday and Bank holiday opening and the general level of service offered by the staff. I work as a Bus Driver, so the amount of time I spend in the city centre is high. Being a Metro Bank customer gives me a good chance of being given change in whatever denomination that I wish for, so most Bus Drivers now have a Metro Bank account (They'll also make coffee for you if you so wish, which is nice on a cold morning!).

 

The call centre is good and open 24 hours, unlike Barclays which seem to close at 23:00 unless you pay for your bank account.

 

I've had to recall a few transactions under the debit card guarantee which has been easy to do and when they were late paying it back to my account, got given £10 for the inconvenience.

 

I was also given £20 for my ISA account being inaccessible for 48 hours which I thought was pleasant, seeing as I didn't need the money at the time.

 

The online system is pretty easy to use and the mobile app is getting there, and I just find most of the facilities on all channels easy to use.

 

So far me and my partner have accounts, and we're known on first name terms in branch by all members of staff. The only downside is that there's no branch at home when I visit my family, but that's soon changing.

 

All in all, I hope to see many more metro bank stores opening as they're a genuinely reasonable business to deal with from Joe Average's point of view.

  • Confused 1
Link to post
Share on other sites

I think people only tend to put pen to paper or fingers to keyboards when there is something going wrong.

 

On such occasions where I have received exceptional service from a company I have written to them saying so.

 

Sometimes you just receive a "Thank you" letter.

 

In respect of two of these, Boots and WH Smiths, I have received a generous voucher from one and a "goody bag" from the other.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

In 20 years with Barclays I've never had a problem, but truthfully I have never been in a situation where I had to ask them something out of the ordinary.

 

 

Then hope that nothing ever goes wrong in their hands as they play around until outsiders step in to correct their faults in normal day to day business of the simplest kind i.e. cancel Direct debit/standing orders = they make a £10.00 Credit go to £658 Debit and ignore all evidence until citizens advice stepped in to point out their errors and that took 4 years??

:mad2::-x:jaw::sad:
Link to post
Share on other sites

Then hope that nothing ever goes wrong in their hands as they play around until outsiders step in to correct their faults in normal day to day business of the simplest kind i.e. cancel Direct debit/standing orders = they make a £10.00 Credit go to £658 Debit and ignore all evidence until citizens advice stepped in to point out their errors and that took 4 years??

 

😱😱😱

Link to post
Share on other sites

  • 2 weeks later...

If there is one complaint about this bank, it's that it isn't countrywide as yet.

 

My mother is rather technophobic with computers and prefers to deal with people in branches, rather than phone conversations or email.

 

This bank impressed her so much, she actually travels 3.5 hours to get to her nearest branch.

 

I do most of the online things, and check things are running smoothly. There are fewer whistles and bells, but I can find what I need and can advise if needed.

 

The manager of the 'store' has been the same one for over four years now and recognises an occasional customer on sight.

 

Another plus for my mother is the free drink for customers and dog biscuits and water for canine companions.

 

Definitely not a perfect bank, but a huge improvement on putting the customer back in a respected position.

 

Find something to enjoy every day.

 

[20190624]

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...