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    • Thanks HB. I never evaded fare before.  Should I send any email to ask my case or beg again to show that I indeed know I’m wrong? To be honest, I indeed find that I’m wrong and will never do such thing.
    • We never know how long they will take to respond, it depends on how busy they are. They also look through people's ticket history to see if everything is normal. If you haven't evaded fares before this won't be a problem for you but it takes time. It seems that train companies are doing this more and more. HB
    • just type no need to keep hitting quote there was no reply pack asking questions nor wanting Income & expenditure, so can't be a letter of claim. there are no 'court sanctions' at all should a defendant ignore a letter of claim, total poppy cockle!! very much the reverse, should a claimant NOT send a letter of claim before they raise a court claim, it's a very good browny point for a defendant !! stop worrying....i wish certain members would stop posting unnecessary personal speculation on threads... doesnt help anyone. if you DONT KNOW - DONT POST!! its a 2005 card anyway pre the revisions, sao cant use a recon and i'd expect a CCA request to fail.  this is cabot!! 99% of their debt portfolios are always unenforceable. just the mugs keep being ignorant cash cows is the only way they recently stayed in business.
    • Hi, everyone. It has been 18 days since I sent the begging letter, and I still haven't received a response. I've read some threads and found that OOC settlements are often responded to very quickly. Does this mean it will be difficult for me to receive an OOC settlement?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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co-op account defaulted 6yrs ago - now LInk chasing me


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Hey guys hope someone can advise me,

 

 

i was with Co op bank over 6 years ago,

 

 

i missed a few payments with payday loans and then left the bank to bank with Santander,

i didnt pay the pay day loans either,

 

 

cut a long story short,

I defaulted with 3 different payday loan companies,

paid them all off eventually even though they all defaulted me,

 

 

Co op had late payment on my credit file for 6 years,

 

 

now I have a company called link financial saying I owe 94.58 because of the late payments from co op?

 

 

It was 6 years ago and it was for bank fees..

i am in a position to pay them but I really do not want to give these leeches any money,

 

 

it's for late payment fees, can they default me?

 

 

The late payment for Co op has came off my credit file,

there is no history of it,

plus link solutions sent the letter to my parents house where I have not lived for 6 years,

what's the situation here?

 

 

Should I ignore it or should I ring them and offer them some money?

 

 

Obviously not the amount they want..

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When was the last time you paid any to the co-op?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Thread moved to the correct forum...Financial Legal Issues.

 

Regards

 

Andy.

 

P.s Just ignore them

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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if its gone off your file it cant comeback

 

 

link are the biggest fleeces out there.

 

 

per as said I'd ignore them.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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