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    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
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yet another £80 cigarette dropping fine


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Earlier today as I was about to enter a shop I dropped my roll up on section of ground outside their entrance.

 

 

I was approached by an environmental office equipped with a video camera who proceeded to fine me.

 

 

I pointed out that it was on the shop's property but he said that it made no difference and that the wind might blow it onto the public highway.

 

 

Am I liable for the fine?

 

 

I appreciate that litter is a problem but by the time I have ground a roll up into the ground with the sole of my shoe, there is no visible evidence. His distraction prevented me from doing so on this occasion

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So you admit to littering but dont want to pay the price? The rules are there for a reason. Ciggarette buts are disgusting, ground up or not. Anyway.... If you want to challenge it, go for it. But don't expect to win. A lot of councils are clamping down on it big time lately. m,ainly due to a lot of people thinking they can throw their litter wherever they want, instead of in a bin.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I certainly agree with the anti-smoking sentiment and the anti-littering sentiment – but from the point of view of fair application of the rules, it amazes me that it would be an offence to drop litter on private property.

 

I think that it is worth querying this but I'm not sure where you would go. I would start off by taking a picture of the place that you drop the cigarette, make sure that it is part of the property – or the "curtilage" of the property and establish that if it is part of the curtilage make sure that that is not taken as part of the public highway.

 

The inspectors comment to you there it might blow onto the public highway is ridiculous – and I hope you have made a note of it. If you haven't then do that now. Whether any witnesses to that statement?

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So you admit to littering but dont want to pay the price? The rules are there for a reason. Ciggarette buts are disgusting, ground up or not. Anyway.... If you want to challenge it, go for it. But don't expect to win. A lot of councils are clamping down on it big time lately. m,ainly due to a lot of people thinking they can throw their litter wherever they want, instead of in a bin.

 

Having a bad day?

 

I think this is a bit harsh and doesn't deal with the main issue.

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@renegadeimp

 

 

it was not a cigarette but. It was the end of a roll up. If it had been ground away to nothing then how could it be disgusting?

 

 

Besides, I am asking for advice as to whether the council has authority on the section of land directly outside the shop where they display their wares..

 

 

I am not in a particularly good mood and would rather not receive a lecture about smoking

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How do they know who you are to enforce any fine, particularly as (rightly or wrongly) you denied any wrongdoing?

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I do wish people would stop referring to these as fines. Only a court can fine you

 

They are civil penalty orders

 

I think you will find that you will be liable. Shops are allowed to put up stalls to show their wares outside as long as they do not cause an obstruction.

 

It is whats known as "Street Furniture" The same as a telephone box or litter bin for which the local authority will have full control over.

 

The issue will be where the highway boundary is. Does it end at the front door of the shop or meets the pavement for example.

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The land may be private property but the council can claim certain rights over it if certain conditions are met and these include accessibility from the highway (no step up and the contiguous land allows the council to be awkward when they feel like it), maintenance segregation by boundary (no defined boundary and the council can claim it is for them to decide who does what there (appeal court case about 4 years ago based on a dentist in Camden parking his moped on his own property where there was no differentiation between his land and the pavement, despite a basement underneath). Other areas which you would fall foul of the dreaded wardens would be garage forecourts, hedges and walls of all types that face onto the public highway, some graveyards/church doorways etc.

So, not as straightforward as it seems but if the land is provably someone else's the council will probably back down rather than spend a million proving themselves right BUT not always where there is money to be made....

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Why did you give your details to a civil enforcement officer?

They're only there to make a profit, using the guise of ''keeping out towns and cities clean''.

 

If you'd have picked it up and put it in the bin, then that would have been the end of the matter, camera or not.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I would have considered just walking away..

 

And me, I don't give them the time of day round here, there's nothing they can do.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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So you admit to littering but dont want to pay the price? The rules are there for a reason. Ciggarette buts are disgusting, ground up or not. Anyway.... If you want to challenge it, go for it. But don't expect to win. A lot of councils are clamping down on it big time lately. m,ainly due to a lot of people thinking they can throw their litter wherever they want, instead of in a bin.

 

Putting things in context.

 

I do not smoke cigarettes with filters (ever). On the odd occasion that I purchase pre-rolled cigarettes with filters, I snap them off and (always, always,always) put them in my pocket.

 

A cigarette filter is typically 2 to 2.5cm long and most smokers tend to leave at least another 1 cm of paper/tobacco, resulting in (up to) 3.5 cm at 0.9 cm (diameter). That is (3.14x0.45x0.45x3.5) a total volume of 2.25cm cubed. A cigarette butt on its own would be (3.14x0.45x0.45x2.5) 1.59 cm cubed.

 

My roll up was approximately 1.2cm long at a diameter of 0.4cm, (incidentally the last third is void of tobacco). That makes a volume of (3.14X0.2x0.2x1.2) 0.15 cm cubed.

 

So I would have to discard 15 roll up "ends" to generate as much litter (by volume) as a standard cigarette butt. The key difference is that my "litter" does not persist.

 

To demonstrate my point I have taken photos of a roll up and a roll up after it has been ground under heal. Unfortunately I am not sure how to upload the images. I would be very surprised if you were able to spot any "litter" after the event.

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If you dropped the butt on private property there's nothing they can do.

I saw a guy making the same argument when he dropped a butt at the entrance of an underground station.

The enforcement officer wanted to give him the £80 charge but the guy told him to get lost as he was on private property.

He then proceeded to pass the gates with his ticket and gave the officer the middle finger.

On another occasion I saw another guy walking off and the officer grabbing him by the arm.

He threw himself on the floor screaming like he had been hit by a lorry.

Police and ambulance arrived and they cautioned the enforcement officer.

They then took him away in the police car.

Would it be rude to use the word "NICE"?

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Why did you give your details to a civil enforcement officer?

They're only there to make a profit, using the guise of ''keeping out towns and cities clean''.

 

If you'd have picked it up and put it in the bin, then that would have been the end of the matter, camera or not.

 

I did pick it up and put it in my pocket as soon as he mentioned it (there was no bin near by). He insisted that I had committed an offence and that picking it up made no difference.

 

He gave me the impression that he was an Ealing Council environmental officer. I have since discovered that he was probably working for private contractors called Kingdom Security. As of yesterday they have offered to hand penalties out to the "criminals" in Ealing in return for a slice off all penalties paid to Ealing council.

 

http://www.ealing.gov.uk/news/article/1347/council_launches_environmental_crackdown

 

He had no incentive to allow me to pick it up. The set up is akin to the private parking contractors that operate outside Ealing broadway tube station. Drivers picking up/dropping off passengers are allowed to pull on to the single yellow line but many pull into an empty parking bay to drop off, thinking that they are being civil minded/considerate. In the meantime the firm are surreptitiously photographing the cars rather than warning them.

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If you dropped the butt on private property there's nothing they can do.

I saw a guy making the same argument when he dropped a butt at the entrance of an underground station.

The enforcement officer wanted to give him the £80 charge but the guy told him to get lost as he was on private property.

He then proceeded to pass the gates with his ticket and gave the officer the middle finger.

On another occasion I saw another guy walking off and the officer grabbing him by the arm.

He threw himself on the floor screaming like he had been hit by a lorry.

Police and ambulance arrived and they cautioned the enforcement officer.

They then took him away in the police car.

Would it be rude to use the word "NICE"?

 

 

I am not certain if the property is private or not. The area was that outside the shop where they display their wares but perhaps it is indeed part of the pavement. I honestly don't know. There is a definitely line that seems to delineate the paving slabs laid by the council and the paving used by (what I assume is the freeholder).

 

Had i known that he was an employee of a private contractor, i might well have ignored him. That said, i didn't.

 

Ironically, after work, I popped into a Weatherspoon pub in Raynes Lane. It has tables and chairs in a section of the pavement that is cordoned off. There were no ashtrays.

 

Had I been in Ealing and he had seen me drop anything, I guess that he would have attempted to hand me a penalty.

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If you do not give your details when requested they will simply inform the old Bill to come and get your deails. If you do anything naughty or walk off they will radio CCTV and track you until the old bill arrive.

 

I did think that might be the case. I was walking in to a shop, and would have exit via the entry.

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I guess that there are some people here that consider that I got my just deserts.

 

My GF has done some research on my behalf and seems to think that one can not appeal against the penalty. You can reserve the right to go to court though, which is probably more money than I can afford to lose.

 

AFAIK the penalty is a fixed £80, with no discount for paying early and not contesting the charge, unlike parking infractions.

 

Is this standard practice? Or is it more likely to be the case that the private enforcement firm would not be interested in lower penalty charges.

 

Additionally is anyone aware of any other councils that use these kind of firms to hand out litter penalty charge notices.

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If you do not give your details when requested they will simply inform the old Bill to come and get your deails. If you do anything naughty or walk off they will radio CCTV and track you until the old bill arrive.

 

Imagine the call to 999:

"Hello, i am a private contactor milking money off innocent citizens.

One of them dropped a whole gram of tobacco wrapped around the end of a rizla paper and when challenged he picked it up and walked off"

Operator: "the armed team is in the way"

 

Come on guys... Police don't have time for this sort of rubbish.

They're already stretched as it is, they won't give any priority to such calls.

 

If they happen to pass by they might intervene, but given that you had picked the butt and were probably on private property, they would have probably let you go.

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You people are totally missing the point

 

The street warden has full authority on the matter as he will be acting under the full authority of the Local Authority.

 

Dropping the Cigarette will be tecnically an offence like a council parking ticket and enforced the same way. For the local authority to be abe to do this action they would have instigated a new Bye law. That is secondary or delegated legislation.

 

People need to take this serious as it is not just some jobs worth, it has the full power of local Government behind it

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Well according to the following I am bang to rights (assuming that the following is correct or that I have understood it).

 

http://kb.keepbritaintidy.org/smokinglitter/legislation/legis.pdf

 

CNEA Section 18: Extension of Litter Offence to all Places

Section 18 of the CNEA extends the scope of the offence of littering, so that it is an offence to drop

litter anywhere in the open air in the area of a principal litter authority regardless of the ownership

of the land. This removes the previous loophole where a person could be fined for dropping litter

on the pavement, but could not be fined for throwing it into an adjacent private garden.

 

I think that means that dropping a cigarette anywhere outdoors is an offence, which presumably would include my own garden, a pub garden and so on.

 

What are the litter laws?

It is a criminal offence for a person to drop, throw down, or otherwise deposit and then leave litter.

The offence of littering is covered in Sections 87 and 88 of the Environmental Protection Act (EPA)

1990. This act has been updated and amended by the Clean Neighbourhoods and Environment

Act (CNEA) 2005 to make it clearer that it the term ‘litter’ now includes smoking related litter and

other discarded items such as chewing gum. The CNEA has also amended the existing legislation

so that the offence of littering now applies to all places that are open to the air, including both

private and public land and water.

 

"and then leave litter"? As soon as the agent saw me drop it he grabbed my attention, I was still standing over it. Once he mentioned it, I picked it up. Am I legally obliged to prove that had no intention of leaving an item as litter, or does his organisation have to prove that I intended to leave it? and had I been left to grind it away until it became virtually invisible to the human eye, is it still litter?

 

"It is a criminal offence"- So I am now a criminal?

 

The authorised officer intending to issue a fixed penalty notice can request the offender’s name

and address. It is an offence for that person to fail to provide these details, or to provide a false or

inaccurate name and address. Failure to give correct details can result in a fine of up to £1,000

 

Well they can't chuck that at me

 

The following lays out DEFRA's guidance to local authorities

 

http://www.cleanhighways.co.uk/legislation/guidance-on-the-use-of-fixed-penalty-notices

 

Defra recommend that agents should wear hi-visibility jackets, that those accused should be cautioned. The guy had a black coat, he didn't caution me but did tell me twice that he was recording me.

 

Defra do not stipulate that there has to be an informal appeals process.

 

Failure to give correct details is a criminal offence, however (even though I did) I did not legally have to provide proof of ID or my date of birth

 

And again we go back to the question of intent

 

In addition information should be recorded which would answer the following questions considered necessary to prove an offence was committed:

 

Was a person witnessed littering?

Did they drop, throw down or otherwise deposit litter?

What was littered?

Was the person identified as the person who dropped the litter?

Was the location where they dropped litter an area where it is an offence to litter, for example, an area which is open to the air?

Having littered, did they leave it?

Did the person who was witnessed littering have the permission of the landowner to do so?

Was the person of a suitable age to be issued with a fixed penalty notice?

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Well whatever you decide to do, you should pay the fine, which will no doubt go into the LA's profit pocket, as these private companies are only paid by their results.

 

You did get a jobsworth, but it's not in their financial interests to walk over to you and ask you to pick it up and place it in a bin.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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