Right, I see now those x's where you signed are not in question, it's the red x which coincides with the claim in their letter. I presume these docs came with the SAR? Take the docs to the CAB and show them. You can write back to Swift enclosing a copy of their letter and agreement, and point out the same to them. See what reply you get.

Do you know if the broker is still trading?

i think the brokers is still trading, i have to double check.

Write a complaint to the brokers.

Take a copy of that and the recent Swift reply to the CAB.

The regulatory bodies, FCA etc, are constantly under scrutiny and you don't always get the result you should from them.

I'm sure the unsigned doc will be helpful to add to all the other reasons.

ok thanks

i will write to swift and the brokers and see what they say,

i wonder how they sent that document without noticing i had not signed and stating that i had.

i am sure there was a reason why i did not sign

did you even get or see what they call the desires and need document in the sar?

desire and needs document, whats that, what ever that is I did not receive it.

an advisor would normally do something like a review sheet listing/about you desires and need

DX, can you explain more on the desire and needs doc please. Maybe an example can be posted on here?

April dew, you have a meeting soon for your case, I wondered if you will be making an appmnt to see the CAB, as Christmas is looming. I suspect Swift won't be swift with an answer and could be the same for the brokers. Just thought an idea to go to CAB with what you already have at the moment to get the ball rolling. If you do this, you can also advise your insolvency prationer of your CAB visit and the process of complaint you are in.

Sadly Swift took our home from us last year

I wish you all the best in your fight,

I tried selling my home before they repossessed it and went to court 3 times ,

but alas they won in the end and would not wait for sale to go through

Sadly Swift took our home from us last year

 

 

I wish you all the best in your fight,

 

 

I tried selling my home before they repossessed it and went to court 3 times ,

 

 

but alas they won in the end and would not wait for sale to go through

you should have come here a bit sooner

we could have probably prevented it all.

dx

hi norfolkwaveneyvalley

sorry to hear that you lost your house to the sharks, all they do is swim around looking for more people to prey on.

I cannot believe there is no one out there who can and will help us.

I think we should get anonymous to sort them out, what do you think, since every one else is scared of them.

There are those out there who can, will and are helping but remember the saying, never tell the devil your plans

April Dew you haven't told us if you ever did go to the CAB and nearly a month ago you were writing to Swift and Brokers?

Can you imagine a collection of people who once sat down in the 80's at the beginning of the unregulated boom and said let's target the trusting non financial expert public and sell them a product masquerading as the answer to their prayers but in reality within the small print, which even duped financial experts, the plan was to saddle them with even more debt so much so their house would be repossessed to pay the devil.

Keep the faith and think on anyone who masquerades as being genuine but the aim is to deceive.

May 2016 bring hope and goodwill to all.

Wayne2001uk I am also complaining about high interest rate and that it never goes down only increases. wondering if you have had any response yet

Wayne2001uk I am also complaining about high interest rate and that it never goes down only increases. wondering if you have had any response yet

start a new thread

too

dx