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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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14 year old welcome finance CCJ now Intrum chasing


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4th July 2013 09:20

update..... Nothing new at all really.

 

I have sent a SAR to welcome so will wait and see. ..................

.

 

 

find the DN date in the comms log.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...
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i have a ccj which has blighted my credit file for the last 6 years, (and another 6 years before that as a default) it drops off in a week or so,

 

i have a court ordered agreament in place to pay £10 per month

- do i need to keep paying this even after the ccj has dissapeared from my credit file.

 

In the 6 years ive had the ccj i made approx 15 payments of £10 so £150 in total, the ccj amount just just under 5k.

 

If I stop paying can the creditor,

was Welcome now IND

still take further action to recover monies.

 

Thank You.

Edited by dx100uk
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Can you post as much info as possible?

 

You certainly should not stop paying if its a court ordered payment.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Infor such as what sorry.

 

I had a 2k unsecured personal Welcome loan 12 years ago - made 1 payment I think the defaulted (not proud but I was young) just before the 6 year mark of default Welcome got a CCJ against me for the amount of just under 5k

 

Ive had 3-4 visits to county court over the last 6 years when I havnt paid and Welcome asked the court to look at my finances, which are crud so I offered £10 per month, which the court deemed acceptable. So, in the last6 years of having the CCJ I have made approx. 15 payments of £10 so around £150 in total of this 5k CCJ.

 

The CCJ drops from my file in a few days as is 6 years old itself. What I didn't know was am I legally obliged to keep paying this £10 per month, I know the court said I had to, but I wasn't sure if that was only ever for the time the CCJ showed on my credit file.

 

So what - its ruined my credit report for the last 12 years, and I still have to keep up the £10 a month payments, even now, for the next 47 years, to clear the CCJ total owing.

 

Just wondered what my options were.

 

Thanks

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retitled and moved to the Legal forum.

 

ind don't have a judgement its in welcomes name and sold to them.

they could enforce it yes

but when was you last payment to ind?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Old and new thread s merged for complete history

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes i know ive just merged the master thread with this new one for the 8 th time..

 

So did you sar welcome yet?

15 times of asking ...now.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No DX I didn't because I have a very busy life and to be 100000% honest with you I see VERY little point in SAR'ing anyone on a 12 year old debt which will soon, finally, be off my credit record at least, I just didn't know if that meant I had to carry on paying the £10 a month. But thanks for clarifying.

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I would expect the information an sar would provide will prove the remaining debt if not more is solely made of things you can reclaim like

all unlawful penalties

any insurances they made you take out.

it might well transpire, as could have in 2013 that you owed nowt in the 1st place.

all we need is the info and we can do it for you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

I had a 2k unsecured loan from Welcome Finance- 13-14 years ago,I defaulted,just before the debt was due to become SB Welcome got a CCJ against me,

this was over 6 years ago.

 

This CCJ is no longer showing on my CR.I was paying £10 per month,by order of the CC,over the 6 years the CCJ was on my file I probably made 20 or so payments of £10. 

 

The Loan which was with Welcome,moved to IND  now its moved again to Intrum (legal department) who are sending me the odd letter saying there is still a balance outstanding and no payment plan in place.

 

Question

- can I now ignore this

- ive heard nothing from the courts in over 9 months,

the CCJ dropped of my CR over 5 months ago.

This is, now a 13-14 year old debt.

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How much is the CCJ for tezza?

 

Thread moved to Financial Legal Issues Forum.

 

Thread title amended 

 

Regards

 

Andy

We could do with some help from you.

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  • AndyOrch changed the title to 14 year old CCJ now Intrum chasing

It was just under 5k - amount apparently owing is £5200 odd.

 

back to my original post though - a unsecured loan 13-14 years ago. 

 

It blighted my credit report for 12 years as it is, can I just ignore intrum now.

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If they wish to execute the judgment they will have to get the courts permission as the judgment is now over 6 years old.Ignore them until the court advise that they have made application.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Thanks Andy

 

in the past the courts wrote to me when IND took it over from Welcome.  I’ve heard nothing from the courts in 9 months, and yes, they do have all my correct details. I’ve heard nothing about Intrum getting involved, apart from letters by intrum.

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Yup, ignore and wait until  if / when you hear anything from the court, which I think is unlikely you ever will.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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  • dx100uk changed the title to 14 year old welcome finance CCJ now Intrum chasing

old and new threads merged for complete history...and is it a long one...

 

are a company called intrum mentioned anywhere on these letter s of recent?
 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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