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    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Homelessness Sources of Interest **Correct as at January 2015**


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SCOTLAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Code of Guidance on Homelessness – Scotland

Tackling homelessness is central to the Scottish Executive’s strategy for providing routes out of poverty and disadvantage and promoting economic inclusion. We have put in place forward-looking and ambitious policies to prevent and alleviate homelessness, including legislation which has improved homeless people’s rights. This Code has been updated to reflect the legislative changes. It provides practical guidance on how the legislation and related policies should be implemented.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

CrossReach – Homelessness

CrossReach offers accommodation and support to people who are homeless in Stornoway, Inverness, Glasgow and Edinburgh.

 

Duties under the Homelessness etc (Scotland) Act 2003 Section 11

Section 11 of the Homelessness etc (Scotland) Act 2003 gives local authorities early notice of households at risk of homelessness due to eviction. It places a duty on landlords (except local authority landlords) and creditors to notify the relevant local authority when they raise proceedings for possession or serve certain other notices.

 

Ministers have exercised powers under section 11 to make regulations specifying the form and manner of notice to be provided to local authorities. The Notice to Local Authorities (Scotland) Regulations 2008 (SSI 2008/324) came into force on 1 April 2009. Schedule 1 sets out the information to be provided by landlords; schedule 2 the information to be provided by creditors.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

FourSquare

Four Square, Edinburgh’s homelessness charity, Four Square believes that everyone has the right to a home and a place in their community. Since 1975 we've been at the forefront of tackling homelessness in Edinburgh and beyond.

 

Homelessness etc. (Scotland) Act 2003

The Scottish parliament passed the Homelessness etc. (Scotland) Act 2003 which has an aim of ensuring that by 2012 everyone assessed as being unintentionally homeless will be entitled to permanent accommodation.

 

Homeless Person (Unsuitable Accommodation) (Scotland) Order 2014

The Homeless Persons (Unsuitable Accommodation) (Scotland) Order requires councils to ensure that pregnant women and households with children are not placed in unsuitable temporary accommodation, unless there are exceptional circumstances

 

Housing Rights Information Scotland

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Rowan Alba – Preventing Homelessness in Scotland

Rowan Alba works with those whose lives are chaotic often, but not exclusively, due to domestic abuse, drug or alcohol dependency or mental health issues. A combination of these factors can lead to homelessness, which makes the whole situation much more complex, and one not always solved by providing a roof over a head. Rowan Alba services in Edinburgh, Perth and Kinross and Angus reduce the chances of people becoming homeless or, where this has happened, to provide people with the ongoing care and support they need.

 

Shelter Scotland

Shelter Scotland is a charity that works to alleviate the distress caused by homelessness and bad housing. They do this by giving advice, information and advocacy to people in housing need, and by campaigning for lasting political change to end the housing crisis for good.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

Turning Point Scotland – Homelessness

In order to tackle the fight against homelessness, Turning Point Scotland provides services to those who are homeless or at risk of becoming homeless.

 

 

Homelessness Sources of Interest - SCOTLAND ONLY.pdf

 

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

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ENGLAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Barnabus

Barnabus is a Manchester Christian Homeless Charity bringing hope and support to the Homeless for 23 years through our city centre drop-in, outreach and collaborative projects.

 

Centrepoint- Give young homeless people a future

Centrepoint provides a safe place to live for more than 2,900 young people, aged 16-25, every year in London and the north east of England.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

Homelessness Code of Guidance for Local Authorities (2006)

The code provides statutory guidance on local authority housing and social services statutory functions in respect of people who are homeless or at risk of homelessness. The code is issued by the Secretaries of State under section 182 of the Housing Act 1996, and local authorities must have regard to the Code, by law.

 

Homeless Link

They are the national membership charity for organisations working directly with people who become homeless in England. They work to make services better and campaign for policy change that will help end homelessness.

 

Housing Rights Information England & Wales

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Shelter England

Shelter offers free, expert housing advice to anyone – no matter what their situation. They have a free helpline open 365 days a year and they have face-to-face advice centres up and down the country, as well as specialist legal and support services for those who need more in-depth housing help. Their expert advisers will listen to and support clients, and can help them take action or negotiate on their behalf.

 

SHP – Preventing Homelessness

Established by a group of homeless people, SHP began with one property in Pimlico in 1975. Today we provide a wide range of accommodation and support services to 7,000 people a year across many London boroughs.

 

St Mungos Broadway

They help people recover from the issues that create homelessness and to rebuild their lives. They currently work across London and the south of England including in Bristol, Reading, Milton Keynes, Oxfordshire and Sussex, as well as managing major homelessness sector projects.

 

Streets of London

Streets of London (registered charity number 1155242) funds specialist support for people who are homeless in London, and raises awareness about homelessness.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

Turning Point – England

They provide a range of different support packages to meet your individual needs including developing living skills, confidence, self-management and self-esteem needed for independent living. They also help you maintain your tenancy, and engage in education, employment, and training opportunities.

 

Homelessness Sources of Interest - ENGLAND ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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WALES ONLY

 

Adref

Adref is a registered charity and limited company devoted to eradicating homelessness in the South Wales Valleys. We have been in existence since 1990 and manage a range of support services that help people develop skills that will avoid them becoming homeless and accommodation for people that do not have housing.

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Cymorth Cymru

Cymorth Cymru is the umbrella body for organisations in Wales, working with people who are vulnerable, isolated or experiencing housing crisis, including: people who are homeless, or at risk of homelessness, families fleeing domestic abuse, people dealing with mental or physical health problems, or learning disabilities, people with alcohol or drug problems, refugees and people seeking asylum, care leavers and other vulnerable young people, and older people in need of support.

 

Emmaus

Emmaus is a homelessness charity with a difference, providing more than just a bed for the night for people who have experienced homelessness and social exclusion.

 

Housing Rights Information England & Wales

The Housing Rights website aims to provide accurate information to recent arrivals and to advisers about entitlements to housing, based on people's immigration status.

 

Llamau

Llamau is the leading Homelessness Charity for the most vulnerable Young People and Women in Wales.

 

Olive Branch

To provide a quality non-discriminatory advice, advocacy and support service to those who are homeless or vulnerably housed in Newport Gwent, promoting social inclusion to those on the margins of society.

 

Newport Night Shelter

Newport Night Shelter offers temporary emergency shelter for the homeless, but aims to help our guests find permanent solutions to their homelessness and underlying issues.

 

Shelter Cymru

Shelter Cymru is Wales’s people and homes charity. We believe that a decent secure home is a fundamental right and essential to the health and well-being of people and communities.

 

Raven House Trust

They provide food and furniture for people in need throughout the old county of Gwent and beyond. They work with Social Service Departments, Support Organisations, Churches and Schools

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

The Salvation Army – Homelessness

Homelessness is a reality of our society. With thousands of homeless people sleeping rough each night, we believe it is imperative to help them in any way we can. From street homeless to those battling addiction, the services we offer put the person and their needs at the centre of their support to help them get back on their feet and stay there.

 

The Wallich

They are a homelessness charity and have been working with homeless and vulnerable people for over 30 years. They work to find lasting solutions to homelessness and prevent its occurrence by working with those who are in danger of becoming homeless.

 

Turning Point – Cymru

They provide a range of different support packages to meet your individual needs including developing living skills, confidence, self-management and self-esteem needed for independent living. They also help you maintain your tenancy, and engage in education, employment, and training opportunities.

 

Homelessness Sources of Interest - WALES ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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NORTHERN IRELAND ONLY

 

Barnado’s

Barnardo's works with homeless families as well as young people who are homeless or living in insecure accommodation.

 

Council for the Homeless Northern Ireland

CHNI is an umbrella organisation representing organisations working with homeless people in Northern Ireland.

 

Crisis

Crisis is a leading national charity, helping people find suitable appropriate accommodation and supporting individuals through the process.

 

Depaul Ireland

Depaul is a charity helping people who are homeless or at risk of homelessness.

 

First Housing Aid & Support Services

First Housing Aid & Support Services is a charitable organisation offering advice, support and accommodation to people that are homeless and in acute housing need across Northern Ireland.

 

Homeless Northern Ireland

Homeless Northern Ireland is published by Homeless Link with support from Council for the Homeless NI.

 

Housing Executive – Northern Ireland

Information on what to do if you become homeless or think you are threatened with homelessness.

 

Housing Rights Service – Homelessness

Get advice immediately if you think you might become homeless. The Housing Executive has a legal responsibility to give you advice and information on homelessness or you can speak to our advisers at Housing Rights Service. With the right help, you may be able to stay in or return to your home.

 

Shelter Northern Ireland

Shelter Northern Ireland was founded in 1980 and is a charity whose aim is to organise to secure rights to housing for all households in Northern Ireland.

 

Simon Community – Northern Ireland

They are a registered charity and a voluntary organisation which provides emergency accommodation, advice and community support for people who are homeless or those who are at risk of becoming homeless.

 

The Pavement

The Pavement is committed to publishing independent advice as well as hard-hitting and entertaining reportage, tailored to a homeless readership within the UK via our regional magazines and UK-wide website. We aim to provide and publicise appropriate information that is objective, timely and relevant on a range of advisory and practical services available to homeless people, as well as news on the issues impacting the homeless and dispossessed from across the UK.

 

Welcome Organisation

The Welcome Organisation adopts a non-judgemental approach to addressing homelessness issues. All of their services are based on the principles of harm reduction delivered through low-threshold services.

 

Homelessness Sources of Interest - NORTHERN IRELAND ONLY.pdf

 

 

Before Printing the PDF TIP

 

If you DO NOT wish to print Page 1 (Cover Page) of the PDF, please ensure to do the following:

 

Ensure you go to your Printer Settings and set it to 'Print from Page 2' (this way Page 1 (Cover Page) should not print out).

 

Note: This will save you Ink & Paper

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites

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