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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Safeloans CCJ on my credit file.


jaylee768
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Hi,

 

Any help much appreciated. Took out a payday loan with safeloans sometime in 2012, can't remember the amount, now they want 675 back even though i borrowed less than 300 thats for sure.

 

They kept contacting me and i basically just ignorec them, was jobless and couldn't be bothered with the hassle which was obviously stupid.

 

Now i'm in a position where i am working and can afford to repay my debts, so i am just asking is there anything i can do to at least fight the CCJ now? If i can't fight it then i will just have to accept it.

 

Any advice please? Maybe there is something i can use against them?

 

Thanks

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If theres a CCJ on file and it was sent to the address, and you ignored it, then theres not much that can be done. You could ask for a variation order so you cna pay according to your means, but if it was entered correctly, its there to stay.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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You can get a certificate of satisfaction when its fully paid. It wont be much better than a normal CCJ but it will be slightly better.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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I've read a lot of info on safeloans and how they harrassed customers etc, put on stupid interest, and there is still absolutely nothing that could work in my favour?

 

Can safeloans remove the ccj if they had a good reason to do so?

 

If i have to accept it then i obviously have to but even if there is something small i could try then i will try it.

 

Thanks for the help.

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Nope. If you ignored the CCJ and it was sent and delivered correctly, then you have already had you chance to defend the action. Ignorance or putting your head in the sand is not a valid defence.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Course there would. When you recieved the initial claim form.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You could certainly ask the creditor or their sols and see what they say. But with a PDL, i wouldnt count on it, unless they knew it was full of charges.

 

Can i ask if they are chasing you regarding the CCJ, or are you simply worried they might?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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It was full of charges so i will get in contact.

 

The last letter they sent me was i believe january 2014 so they have chased it recently.

 

I just want to pay it so it is paid and my creditmisnt as bad.

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  • 4 weeks later...

If the CCJ is on your file and you pay it, you can get it marked as satisfied, but it will still remain there.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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