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    • The firm has benefited from the AI boom, making it the third-most valuable company in the US.View the full article
    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
    • At a key lecture in the City of London, the shadow chancellor will also vow to reform the Treasury.View the full article
    • Despite controversy China's Temu is becoming a global online shopping force.View the full article
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Living in a tiny box room


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I am 25 and in full time work in central London. My job doesn't pay a lot, I am generally left with less than £100 - £200 a month after all expenditures.

 

I had moved out of my parents into a maisonnette with my girlfriend, but due to mould problems, we had to move out. She moved into her parents house, I couldn't find anywhere to live so had no choice but to live in my sisters box room (along with 3 kids and her husband in the same house). The room is so small, my head touches one end and my feet the other when in bed. My job had changed and I now need to drive and pay £220 to TFL for the privilege of 40c heat in packed trains.

 

I had applied for a council house a year ago, back when my girlfriend and I both lived in another box room at my parents, we were put on the second from highest group at the time.

 

My issue is that since she has moved with her parents, (they have two spare rooms), we're no longer a priority and wouldn't get housing for many years.

 

I desperately need to move out, have even contemplated living in my car. I have looked high and low at renting out a room, but It's next to impossible to find a place that will accept me. The one place that I did find, was full of dodgy people and smelt like weed.

 

I'm at a loose end, and can't figure out what I can do about it.

Edited by ims21
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I would say living in a box room would be preferable to sleeping in the car ?

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We tried to find another place to rent. Found a decent place we could just about afford, but was told we had to pay out £200 per person on references, and some fee to the estate agent to show we were interested. None of which was refundable if they decided they didn't like us. My credit rating is bad so no doubt I would have been turned away.

 

I will contact the council about the situation.

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I suggest you realise how lucky you are to have a job and a roof over your head and start saving.

 

 

I know I'm lucky to have a job. I earn very little and work very hard to maintain it. The roof over my head is going in a couple of weeks. My bad credit was due to being conned out of 15k.

Edited by ims21
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I would suggest Joey as your sister is asking you to leave her home, to see if your sister would write a letter to that effect.

 

Then go to your local Council & with your letter in hand, tell them you will be homeless very shortly. They will ask if you any friends or relatives to go stay with. If you don't then make it very clear to the Council you will be homeless & ask them for help.

 

In the meantime as you do work, try & save up what you can, just in case something else turns up. You can try sites like Gumtree for adverts for rooms, flats etc. Also local Newspaper shops sometimes have cards in their windows also advertising rooms etc.

 

I hope you do get sorted out soon enough.

 

Good luck

Edited by ims21
  • Haha 1

I don't suffer from insanity, I enjoy every single minute of it!!

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Could you possibly live in one of the spare rooms in your girlfriends parents house as a temporary stop gap?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 10 months later...

Hi. Thanks. This is a pretty old post. I've got several pay rises since which has helped me loads. Also the council are prioritising single working people for housing. I got lucky and am moving in to a new build in 2 weeks time.

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