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    • I agree with my site team colleague above. We need to know all the facts including which company you are dealing with and an explanation of the problem. It really is too difficult to start giving speculative advice on some speculative problem that you have laid out as a generalised scenario
    • Moorcroft are sending a rep round to my house this week. What is the best way to handle this? Ignore and not answer the door or engage with them? I haven't acknowledged anything since I started on this journey and defaulted on my cards in December 2022
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    • Hi, I am a local authority tenant and was in a 3 bed house. At the end of last year, my last child moved out and so did my spouse as we are now going through a divorce which meant that I was in the house alone and decided that I needed to downsize not only for myself but to offer the property to a family that needed it. I registered on the local authority housing bidding site as i was asked to do and I was accepted and given a priority banding as I was downsizing and they were desperate for my house. I have been extremely lucky and after about 6 weeks was accepted for a new build from a housing association via the housing gateway. I viewed the property 2 weeks ago and had to sign the tenancy last week when they were doing bulk signups for the houses and that is the day I moved. In between viewing and sign up, I contacted my current local authority landlord and asked how I give notice as I had been accepted for a property I had bid on and was moving.  The lady told me how to do it online and then said that I needed to give a full weeks notice which wasnt a problem as I had enough time.  (I was also told a weeks notice was what i would need to give by another staff member about a month ago when I phoned up for another housing related question.  I dont have any of this in writing.) I have now moved, handed back the keys and I am now being told that I need to give 4 weeks notice which I cannot afford. I hav e spoken to the council again explaining that I was told a week and that to be honest, if I knew they were going to charge me 4 weeks I would not have been able to move and would have stayed in the other house.  I thought I was doing the right thing. They said that calls are recorded and they asked me when I called in and was told a week and they would listen to the telephone conversation and if it was correct what I was told, they would see what they could do to reduce the notice period. They have now emailed me back and said that they have listened to the conversation and the lady said 4 weeks notice and I am liable for 4 weeks rent.  Now I may well of misheard her when I thought she said a full weeks notice she may have said 4 weeks notice but I am sure she said a full weeks notice and i was told a week by another member of staff a few weeks ago. I have emailed her back and said that I may of misheard but I would like to listen to the phone recording myself.  As yet they havent responded. I think its unreasonable for them to make me give 4 weeks when I had to sign the new tenancy with little notice or loose the property.  And it was all done through their gateway, and they will have a tenant in there pretty much straight away getting rent from them. I am on a very low income, I am on my own, I have serious medical issues and I am really getting myself stressed out over this. Any advice would be so appreciated.  Can I insist they let me listed to the recording? RH  
    • Susan Crichton is at the Inquiry today. She seems to have trouble remembering a lot of things but seems to find it easier if it's something that shows her in a good light.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Government Virus Warning


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Below is a Warning from the UK Government.

This the full content of their page warning of the Gameover Zeus, GOZeus, or P2PZeus

virus which aims to steal your finance details.

 

 

If it cannot find any, it will encrypt every file on your computer with instruction on how to pay for the key to unlock the encryption.

If you do not pay within a set time, it will delete all files on your computer making it completely unusable and the only way back then is to clean the hard drive and reinstall windows.

 

 

 

 

This page has been created to help you protect your computer, your finances, your identity and your family against a new global online threat. The threat is targeted at random private individuals and small businesses, so it is critical that you read this page and apply our advice immediately if you have a computer running any version of the Windows operating system – including Windows running as a virtual machine on an Apple Mac, any server running Windows and Windows embedded. This is not a case of isolated attacks, as over 15,000 computers in the UK alone are thought to have been already affected.

 

 

What you need to do NOW...

 

This warning is not intended to cause you panic but we cannot over-stress the importance of taking these steps immediately. This is because the UK’s National Crime Agency (NCA) has taken temporary control of the communications used to connect with infected computers, but expects only a very limited window of opportunity to ensure you are protected.

 

 

There is a set of links at the bottom of this page to tools that will check your computer for the presence of this malware. If you do nothing else. please use one of these tools immediately.

The threat

 

Cyber criminals are constantly devising new types of malware to commit financial theft, fraud, identity theft and other crimes against ordinary people. The proceeds of their crime are also used to fund further organised crime. This latest threat is particularly insidious as it uses two different types of malware to infect your computer in order to commit these crimes:

1. A virus known as Gameover Zeus, GOZeus, or P2PZeus

This is a type of aggressive malware which infects your computer so that it can effectively be ‘taken over’ by the criminals. It can be used for a number of different criminal activities such as viewing your files, monitoring your bank accounts, sending emails in your name and even using your webcam to physically spy on you.

 

 

2. Ransomware known as CryptoLocker

CryptoLocker is a virus which criminals use to prevent you opening any files – effectively locking down your PC – before issuing you with a ransom demand. If you pay the ransom, there is no guarantee that it will be unlocked. Once your computer is locked, it is effectively rendered useless as you cannot access your email, files, photos, music or bookmarks.

 

 

How computers get infected

You probably receive many emails claiming to be from your or another bank, a government body or other official source, urging you to check your account, claim a refund or other action. Many of these are phishing emails containing links to bogus websites, or attachments which you are told to open, which actually contain malware hidden in what is known as a Trojan. In this case, the criminals have also stolen or hacked email lists and can make it make it appear as if these are spam emails coming from a friend's email account.

 

 

In this particular attack, the act of opening the attachment in such an email automatically ‘tells’ the Trojan to download the Gameover Zeus and CryptoLocker from a server normally located abroad, of which there are thousands which exist purely for criminal purposes.

 

 

How does the attack work?

If Gameover Zeus cannot ‘find’ enough on your computer to make a profit for the criminals, CryptoLocker will take over, effectively lock down your machine and demand a ransom.

 

 

What you need to do NOW

Your internet service provider (ISP) may have sent you a letter or email warning you about this threat. They will know that your computer is infected because the NCA – working with other law enforcement bodies around the world – has taken over thousands of the criminal servers and examined the records. You must follow the advice on this page straight away. Even then, if your computer has been locked down by CryptoLocker, it is too late.

Remember that making sure that updating your operating system and software are good habits to get into so you should be doing this on a regular basis.

 

 

Important warning about emails

Cyber criminals will also exploit this situation by sending out further phishing emails claiming to be from your ISP or a law enforcement agency, urging you to click on a link or open an attachment for the remedy. You could also receive a similar email which appears to have been sent by a friend, family member or colleague, but which has actually been sent automatically by a computer infected with the malware and ransomware. Read our advice on spam and [problem] emails at www.getsafeonline.org/protecting-your-computer/spam-and-[problem]-email

 

Scan for and remove Gameover Zeus malware and CryptoLocker software

Free tools have been specially developed and made available to you by a number of internet security software companies. You can use any of these tools regardless of the make of internet security software you normally use.

 

 

Symantec

http://www.symantec.com/connect/blogs/international-takedown-wounds-gameover-zeus-cybercrime-network

F-Secure

F-Secure Online scanner (Windows Vista, 7 and 8)

http://www.f-secure.com/en/web/home_global/online-scanner

F-Secure Rescue CD (Windows XP systems)

http://www.f-secure.com/en/web/labs_global/removal-tools/-/carousel/view/142

Kaspersky

http://support.kaspersky.com/viruses/utility#kasperskyvirusremovaltool (if you think your computer is infected with malware)

http://support.kaspersky.com/8005 (WindowsUnlocker utility for if your computer is infected with CryptoLocker)

Sophos

http://www.sophos.com/VirusRemoval (Windows XP (SP2) and above)

Heimdal Security

http://goz.heimdalsecurity.com/ (Microsoft Windows XP, Vista, 7, 8 and 8.1.)

Microsoft

Microsoft Safety Scanner (Windows 8.1, Windows 8, Windows 7, Windows Vista, and Windows XP)

McAfee

www.mcafee.com/stinger

 

Trend Micro

www.trendmicro.com/threatdetector

(Windows XP, Vista, Windows, Windows 8/8.1, Windows Server 2003, Windows Server 2008, and Windows Server 2008 R2).

 

 

Report a loss

If you think you have lost money through malware such as Gameover Zeus and CryptoLocker, you should report it to Action Fraud at www.actionfraud.police.uk or by calling 0300 123 2040.

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It will be almost invisible to a user if their pc is infected, so to be safe you should visit above link.

 

This virus / malware is the first to receive global action with various servers around the world being seized in an effort to terminate the virus.

 

Although there was a coordinated international approach to this, it will not stop the virus. I expect that this virus will start distributing/ running again in just a few days time.

 

The person responsible? http://www.fbi.gov/wanted/cyber/evgeniy-mikhailovich-bogachev

If I've given you advice, then it is just my thoughts / opinions - doesn't mean I am right!

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To check if your pc has it, download and install and run the one for your system IE: 32bit or 64bit

 

This tool is designed to remove the infection of the Gameover variant of Trojan.Zbot which drops and installs the Necurs rootkit as a kernel driver to protect the malware files on disk and in memory

 

Follow these steps to download and run the tool:

Download FixNecurs64bit.exe for 64-bit computers and FixNecurs32bit.exe for 32-bit computers.

Do this

download and extract the file to your desktop.

Close all the running programs.

If you are running Windows XP, turn off System Restore. For instructions on how to turn off System Restore.

Double-click the FixNecurs64bit.exe or the FixNecurs32bit.exe file to start the removal tool.

Click I Accept to accept the EULA, then click Start to begin the process and allow the tool to run.

 

 

After it reboots it will ask to run Norton Power Eraser say yes

 

The removal tool writes a summary of its operation to a logfile named FixTool.log with results similar to the following:

 

List of detected processes

List of detected files

List of terminated processes

List of removed files

List of removed registry keys

List of removed registry values

List of removed registry values on reboot

 

If the system is clean, no restart is required and the logfile on your desktop will be blank

 

Source

http://www.symantec.com/security_res...052915-1402-99

 

Enjoy3.gif

paperclip.png Attached Files

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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