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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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amex cc debt forgiveness?


knowledgesercher
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Hi!!

 

I am trying to sort out my finances (many unsecured debts) and

 

had to call up some dcas to get current balances.

 

The one that looked after amex cc advised that it had been returned to amex and i should call them.

 

I called and they advised that if i was wanting to set up a payment plan they assign to another dca

and I would hear from them by end of week.

 

Today, I received a letter from Amex stating they were willing to accept 40%

and write off the 60% remaining as debt forgiveness?

 

There is a time line to call them back

 

I had not heard of this before and wondered if anyone on the forum could advise and if this is too good to be true?

 

Thanks!

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It is American term, KS... it simply means they will accept a full and final settlement and write off the rest.

 

If you have that in writing and they will confirm for sure they wont assign or attempt to collect on the balance.. and you are able to afford this.. then go for it :)

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you should never be ringing or talking to ANY DCA's on the Phone.

 

WRITING ONLY!

 

if amex are offering a discount

odds on

thereMORE to be had by reclaiming PENALTY fees and or PPI.

 

have you ALL the statements?

 

as for you other debts if your are going to settle those too.

 

I hope you've sent a CCA request FIRST before you cough up any money

and looked at reclaiming on those too?

 

settling a debt does not really do your credit rating any good either..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Get the charges and insurances reclaimed FIRST. American CC's are well known for adding it all on.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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