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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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    • We have finally managed to obtain the transcript of this case.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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No Cold Callers, Warning to Cold Callers, I Do Not Recognise You **Checked Oct 2015*


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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

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  • 3 weeks later...

I've had a 'No Cold Callers' message on my door for the past year, and it's made no difference at all - they all just ignore it. Door-to-door sellers and charity collectors are actually told to ignore them (that's what they tell me).

 

Depending on my mood when I answer the door, I either just silently point at the message, or ask whether they can read. Most say they didn't see it, the rest say they saw it but ignored it.

 

Just sayin'.

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I've had a 'No Cold Callers' message on my door for the past year, and it's made no difference at all - they all just ignore it. Door-to-door sellers and charity collectors are actually told to ignore them (that's what they tell me).

 

Depending on my mood when I answer the door, I either just silently point at the message, or ask whether they can read. Most say they didn't see it, the rest say they saw it but ignored it.

 

Just sayin'.

 

Same here, I use to be polite but now I go and say cant you ******* read.

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Depending on my mood when I answer the door, I either just silently point at the message, or ask whether they can read.

 

Or as I have done in the past, ask for their ID badge. Once it is in your hand, inform them that you need to confirm their identity and close the door on them....... Eventually, they will knock again and ask for the ID badge back - At which point, you tell them that you have failed to confirm their identity and cut the badge up.

 

I am now on that company's black list and they have never returned :madgrin:

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Charity callers are a pain, ignoring clear 'No Cold Callers' signs every time. They tell me they are exempt, I tell them I've called the Police.

 

A double glazing guy was even seen climbing on someone's garden wall to rip off a 'no cold calling zone' sign the Neighbourhood Watch people had put up !

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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@cus42

 

Thank you for letting us know of your issue opening the PDFs in Adobe Acrobat professional, I have just checked the PDFs in Adobe Acrobat Pro and the only issue is that it takes longer to open each PDF as they are Protected PDFs.

 

Please try them again and just give it time to open the PDF and if you have any further issues please let us know.

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

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Please Donate button to the Consumer Action Group

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Both of those are awful, Hillards. You despair, don't you?

 

HB

 

Yes, a lot and quite often ;-)

 

I also have 'no cold callers' signs up with the Police logo on, a rep from a well known double glazing company claimed he could not read. I go into Victor Meldrew mode and report 'em - although it does not seem to do a lot of good. I had one follow up visit from a PCSO after the same charity knocked on the door two weeks running.

 

I make a point of telling such callers that I have no way of knowing they are real, anyone can make ID cards and get cheap glossy leaflets (Vistaprint do samples for free!) and if they have not made an appointment then they are not welcome. :-)

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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We used to get the gangs of 'ex-offenders' selling inferior cleaning products. They were hard to get rid of and turned up far too often.

 

Then one day I mentioned to one of them that I knew it wasn't his fault, but that this had been mentioned on the interweb and the local police were interested. I haven't seen them since. :)

 

HB

Illegitimi non carborundum

 

 

 

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