send the SB they are under notice then and keep copy on file and recorded delivery receipt

Okey.

I’ve never dealt with these bottom feeders before. So would not have ever given my address to them.

I challenged the previous DCA back in 2007/2008 after metropolitan sold the debt to them even though we had an agreement in place.

After asking for a signed agreement they just sent me letter s every month/then every 6months then yearly to say they are in the process of finding my agreement until then the account is status barred. I then stopped receiving the letters.

TBH this is well over 8 years now.

I send the letter recorded delivery.

Metro was in house next desk collection team, agreement they lost a lost in a fire, as mine (Never was) as just a white piece of paper in the mid 90s Midland Bank with request for cards and siggy not proper CCA1974, seems many companies just stored in a warehouse to save space without commonsense fireproof boces etc === their problem

no need to waste money on recorded

simply use 2nd class post and get free proof of posting from any PO counter

75 pence is not wasted monies as proof of delivery believe you me in a court case, proof of posting is not proof of delivery! as I found out on many case> &HSBC was one case!

I must remember just not to sign my signature on the letters

you can but make an adjustment something you will know is your alteration within, ore some people just print name, lifting of signatures - we could find no real case of this in all the years,

,

also companies have to make sure that they are corresponding with the person concerned and no siggy could be Mr/Mrs willy Nilly get the drift

wont matter if you do sign it

the debt is SB'd nothing even a judge can unbar it.

Do I need my previous letters? I need to dig them out

Why?

To prove my status barred.

not for you to prove..

that's their problem.

end of!

dx

Put simply, send the SB letter and its them that have to prove it isnt. Don't do the work for them. Dont be scared into thinking something will happen if you dont. It won t.

Thanks all for your help.