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    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can Credit Maze charge me £40 administration fee?


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Hello, I've recently found this forum extremely helpful. A couple of weeks ago my wife, in desperation to pay a bill, tried looking on some internet loan sites. Well as you can imagine, this led to broker's fees even though she said she clicked cancel at the last minute. Two companies have been contacted by phone, email and letter and have said they will give a full refund. Fingers crossed. But a third, 'CreditMaze', refused the recorded delivery letter we tried to send. We have just finally gotten them to answer their phone and they say that they can only give us back £30 of the £70 they took from our bank. They claim it's an administration fee. Is this true? Thankyou.

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Hi and welcome to CAG Sorry you were missed.

 

All they are allowed to keep is £5 as an admin fee and as such you should contact them and complain. As they are refusing.

 

Credit Maze are a trading name of Click4profit

and there registered address is

 

Bristol & West House Post Office Road

Bournemouth

BH1 1BL

 

You can also email

 

Paul Williams

[email protected]

 

I suggest you report this as an unauthorised transaction to your bank and see if they can claw it back for you.

Also report this to Trading Standards.

 

It can also do no harm to report them to the FCA although they do not investigate individual complaints

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Thankyou for the reply. I checked back on my computer's internet history and it's puzzling but neither Click4profit or CreditMaze have been visited at all apart from me recently trying to find out who was taking money from our bank account. I sent them an email stating this fact and telling them that I want a full refund or I will go further about it. It amazes me that scams like this are allowed to freely work in this country in clear view. Again, thankyou for your help. I will report them as you said. Forums like this are invaluable to people needing help.

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  • 3 months later...

i also have had credit maze take money from me and another company called MYLOAN-NOW without me ever having contacted them or handing out details plus my bank will do nothing about it and neither company is responding to phonecalls or emails

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i also have had credit maze take money from me and another company called MYLOAN-NOW without me ever having contacted them or handing out details plus my bank will do nothing about it and neither company is responding to phonecalls or emails

 

Hi and welcome to CAG.

 

Have you ever used a payday loan company? If so, it may be that they have passed your details on.

When did credit maze take the money? I ask this as their licence has lapsed as of 25/07/2014

Contact your bank as this is an unauthorised transaction.

 

The other one (my loan) is part of:

 

Integrated Financial Solutions Limited

19-21 Circular Road Douglas

Isle Of Man

IM1 1AF

 

and a contact:

 

Anthony Simmons

[email protected]

 

their licence is still active so if you have ever used these sites:

 

Quidfinder.Com, My-Quid.Com, Loansonly.Net, Myquid.Net, Myloannow.Net, Quid Finder, Theloansupermarket.Net, The Loan Supermarket, Loans Only, My Loan Now, My Quid

 

Your details are passed from one to the other as they are the same company.

 

Going back to credit maze, these are the names they used.

 

Pay Day Panda, Panda Pay Day, http://Www.Loanb4payday.Co.Uk, Remedy Loans, Pay Days Uk, http://Www.Paydaysuk.Com, http://Www.Creditmaze.Co.Uk, http://Www.Remedyloans.Co.Uk, Smart Loans, Loan Today, Cash Locator;Credit maze

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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In that case, this could be a fraud carried out in your name so I would contact ActionFraud to get a crime number to send to your bank as well as the two companies.

 

Do not bother ringing anyone. Visit your bank as they are in the wrong and write to the companies above to demand a full refund as this was not you that opened the accounts

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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