Hi all

Returning to these forums which helped me greatly before as several years on, something has cropped up again

I received 3 letters recently which I have now connected and pieced together

First off was a letter dated 13 Feb 2014 from Shoosmiths solicitors

requesting info on myself asking if I lived at this address naming their client Arrow Global Geurnsey Ltd,

they said it was a matter regarding something from an old address,

the old address they quoted was somewhere I moved out in early 2008

(it was re-possessed at the peak of my troubles)

I dismissed this as fishing and they didn't say what the matter was concerning anyway

Then on 27th February I received a letter from Arrow themselves

saying account has been transferred to Shoosmiths and that I should deal with them

It quoted an alleged debt figure and said it was from a Royal Bank Of Scotland card,

date of original agreement Dec 2006

Now I had a Royal Bank Of Scotland card from about 1997-2000,

no way did I take one out in 2006

and by 2006 it had been many years since I last had it

I wondered if it may be a Nat West card,

I did have one of these, but again it would have been taken out way before 2006

Then today I received another letter from Shoosmiths

saying they are chasing up this alleged debt for Arrow

and that Arrow obtained a judgement against me in April 2012

Now I never received this, and if it was sent to my old address from 2008 its not surprising,

and no mention of a judgement was used in the first 2 letters

I have checked Experian (not Equifax yet) and there is no judgement on there, in fact my credit record is now fair

Are they trying it on?,

even if they do have a judgement it would be unenforceable,

the agreement dates are certainly wrong etc etc

Any idea what my first steps should be?

Many Thanks:smile:

on

trustonline.org.uk

search you old address and your new one [poss £4 each time]

are ALL your old address shown as linked on that CRa file?

dx

Thank you dx,

just did that,

nothing registered at all at the old address they were quoting,

wont be anything at this one as I didn't move here until September last year,

so seems they are trying it on maybe?,

would the court themselves tell me just to clear my mind?,

thanks again

if its not on trust nor on cra file

as long as with the CRa file - your name are correct and your old address shows

then there no CCJ.

spoofing you.

dx

Thanks again, did check my current address too just to be safe and nothing there either, and no links to previous addresses

It amazes me that debt agencies/solicitors can get away with these things still

A weight off my mind:-)

that's how dca/tame solicitors make 75% of their free money

dx

Make sure to report them as they are trying to spoof you. Dont jusy say you will, make sure you do.

Hi again

Didn't see the last post until I logged in today, think I will have to report them now

Received another letter today, this time they are now claiming they have a charging order on my property

Only problem is that I haven't owned a house since 2007, and the alleged date of judgement is 2012 (of which there is no record of course), so more lies

It seems each letter they are escalating to make it sound worse, first one no mention of a judgement, second one claiming a judgement, third one charging order

As I said previously I never even had a RBS card since about 1999/2000 (which was paid off), and haven't signed up to any credit card agreement since about 2004 (they reckon this was an agreement in 2006)

All in all complete fabrication, what should my next step be?

I am loathe to get in touch directly with these people as past experience years back has taught me that they are not interested in reason and getting in touch will just confirm I am here, and they will hassle me even more

Any advice would be appreciated, thank you

Ask them to prove the charging order as you havent owned a property for almost a decade. make sure you are getting those complaints going as well.

can you scan up these letters please?

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx