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Offer for payment


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Ahoy gents. I previously posted regarding my ToothFairy Loan and the text messages I've been recoeving. I've just had a text message from NDR Connect offering to close my file if I pay £80. Asks me to call their number or go to the toothfairy website. I went on the website and NDR's (which has exactly the same layout, hmm), they both mention nothing of this "£80 offer". Opinions guys?

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Unless it is letter or email, treat it as if you never recieved it. CFO have this little trick going to, and they completely clean out your bank account.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Be very wary. As i said, CFO have done the exact same thing. However, read what this company have written. They are basically blackmailing you, which on its own should sound alarm bells.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...
  • 4 months later...

Hello all, my apologies for not responding for a while I joined my ship around the time, I am now home and have been looking into this matter.

 

I received several E-Mails from a DHR Capital Ltd. Here is the contents:

Dear Michael,

As you have been made aware, your loan with ToothFairyFinance Ltd is now owned and being collected by DHR Capital Ltd.

As you will know, your initial loan amount was GBP 300.00, however as this has now been overdue since 01-10-2013, in line with the charges and interest set out in your original loan agreement, your balance has increased to GBP 750.00.

WE WOULD LIKE TO HELP

We are offering reductions of up to 50% on your entire remaining balance
>

  • Contact us by 7th August 2014 to arrange an affordable monthly repayment plan and receive up to 50% off your balance.
  • Alternatively, contact us by 7th August 2014 to arrange a full and final se ttlement with all interest and charges waived and paying just 50% of the amount you borrowed.

To take advantage of one of the fantastic offers listed above, please either reply to this email, or call us on 0207 112 4876.

We look forward to hearing your reply.

Kind Regards,

 

Collections Team

DHR Capital Ltd

 

0207 112 4876

I have not responded to the E-Mails, and the website of the company is not present. There are several spelling mistakes in both E-Mails, and the first E-Mail claims to settle the loan for £80. I find the "Up to 50%" part ambiguous, I'm sure if I called I would be told I'm not eligible for such a "Offer". Considering how cheap they bought this loan book for I'm not even up for paying that.

 

I have received nothing in the post, and I have changed mobile phone numbers therefore I know not of any texts or calls, but the last time I checked my voice mail there was nothing.

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Ignore. Discounts means the debt is likely made of bogus amounts. They know they arent entitled to anything but they are still grasping for money and trying to make it look like theyre doing you a favour.

 

Get on with your life :)

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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