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    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
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    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
    • check mcol does it state DQ N180 sent to you? if it does then: https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5088148 3 copies yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket) 1 wit you Suitability for determination without a hearing? no (that the issues are so complex they need to be argued orally') the rest is obv 1 to the court 1 to their sols (omit phone/sig/email) if no sols send to claimant 1 for your file   dx
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Capquest Drydens..claimform .old tsb Credit Card... Here we go


Mr Worried
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Received Bulk centre claim form today re old tsb acct, general stuff though, ie, various dca been trying it on for a few year now ( since 2009) when I 1st joined.

 

 

So in a nutshell whats the best way forward even tho I probs know what your gonna say. I never received the initial request for the section 78 back in 2009.

 

 

Best way to respond please, this is for my partner who now is climbing the wall..

 

 

Mr

Regards..Mr Worried :)

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What type of account is it?

Balance? Any PPI if loan or CC?

 

More info please...

 

Could you also type up the Particulars of Claim?

 

We could do with some help from you.

 

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**Fko-Filee**

Receptaculum Ignis

 

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Hi lee

 

 

1..POC......The claim is for ££££££££ in respect of monies owing by the defendant on a credit agreement held by defendant with TSB.

 

 

2..A default notice was served upon defendant and not complied with

 

 

3...By virtue of sale between TSB and the claimant the claim vested in the claimant who has a genuine commercial interest. defendant has been notified of assignment by letter.

 

 

4..Contact Drydens Faifax Solicitors.

 

 

That's it

Regards..Mr Worried :)

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Very vague POC's as usual. It's basically saying " we have a rough understanding of the debt but no real details. However, we bought the debt and think we should get the full amount stated. We've never checked if the debt was legit though".

 

When was this account opened? When was the last time you made written acknowledgement to the debt or made payment?

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Hi renegade....I will go through paperwork etc tonight and get more info re your question.

 

 

Very vague POC's as usual. It's basically saying " we have a rough understanding of the debt but no real details. However, we bought the debt and think we should get the full amount stated. We've never checked if the debt was legit though".

 

When was this account opened? When was the last time you made written acknowledgement to the debt or made payment?

Regards..Mr Worried :)

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Thread moved to the legal forum in view of the issue of court papers.

 

As you are probably aware you need to be dealing with this now that they have issued against you.

 

What is the date of issue on the claim form please?

 

Are the above Particulars of Claim exactly as they appear n the claim form?

 

They mention an agreement...is this a loan or credit card or other?

 

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Thread moved to the legal forum in view of the issue of court papers......... so I keep posting here ?

 

As you are probably aware you need to be dealing with this now that they have issued against you.

 

What is the date of issue on the claim form please?......Feb 20th??

 

Are the above Particulars of Claim exactly as they appear n the claim form?,,,Yes

 

They mention an agreement...is this a loan or credit card or other?

....CC.

Regards..Mr Worried :)

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OK so you may already know the timeline you must stick to but just in case....

 

Date of Issue = 20th Feb + 5 for service = 25th + 14 to acknowledge + 14 to file a defence which takes you to 11th March to acknowledge and the 25th March to file a defence.

 

When was the last time you made a payment on this account?

 

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OK so you may already know the timeline you must stick to but just in case....

 

Date of Issue = 20th Feb + 5 for service = 25th + 14 to acknowledge + 14 to file a defence which takes you to 11th March to acknowledge and the 25th March to file a defence.

 

When was the last time you made a payment on this account?

....In a nutshell at the moment in time I/she dosent know but I will update best I can here later. thanks everyone.

Regards..Mr Worried :)

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