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    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
    • Good evening  Case hearing this Friday 26/04. looking to have all my prep/papers ready.    just checking in to get update on my last post , ( the t&c’s attached). No name or address on them as per #49   thank you UCM  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Toothfairy now and then


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There seems to be a lot of rumour surrounding Toothfairy and the new company.

My understanding is that Toothfairy got into trouble when two of its investors pulled out. One of the directors had been married to a member of the gullstrup family and from what i can see Per Gullstrup was a respected business man until his retirement.

 

The new owners i can find little about except the directors love not far from here on a reasonably expensive road in Birmingham.

 

I would like to got to the bottom of the allegations that the old and new owners are the same and that they fraudulently moved assets out before going bust.

 

Does anyone have any evidence of such links.

 

I believe that having these allegations being banded around is unfair to debtors who feel possibly wrongly exploited.

 

Again the figures being given as to the price paid for the book seem wrong. Personally i think it is lower but obviously the new owners do have to cover their overheads

Any opinion I give is from personal experience .

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When dealing with toothfairy, one thing is true. Question EVERYTHING they do.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Fletch.

Mr Gullestrup's name is held in high regard in the marinetime circles,he was involved in the release of hostages held on a boat.So,how come he is involved in this lot,I do not know.

I have noticed that you did not sign up to CAG until Dec 2012.A few months earlier,several of the members tried to dissect Toothfairy etc.Taylor was tracked down to his dealings in Nexus Properties in Liverpool.Also when CIM Technologies were involved in dubious gold transactions,that was when it was owned by Jonathon Weinstock.

Marshall Hoares and co,were using mail drop addresses,one was even a garage,etc,etc.

One of our members even had some juicy information about the gruesome threesome,Taylor,Chapple and Larholt,.But he would not release it onto the public domain.

Taylor is still involved with Silver Saints,a house maintenance company.

I have gone through company house records to see what connections can be found,none.Regarding Gullfoss and Rosemount,if only we had a company ID number.

One of Web Loans ex directors worked for Steinfeld Law.I mentioned this company in another thread,as they were share holders in Web Loans Processing Holdings Limited.Not that I am not accusing this company of any wrong doing,but I have also found this......

 

Steinfeld Law LLP advised and assisted in the completion of a £10million funding for a private company whose primary business was short to medium term loans. Acting on behalf of a group of private investors managed by local accountancy Firm Harris & Trotter, Steinfeld Law LLP successfully negotiated funding and security documentation.

 

September 2011

 

I might be putting 2 and 2 together and getting 5.It could have been a loan for anyone.

Harris and Trotter are also at 64 New Cavendish Street.On another site,the address is 65 New Cavendish.The old address of Web Loans,who have been at 64 and 65.It is all circumstantial.

These might interest you.....http://www.consumeractiongroup.co.uk/forum/showthread.php?366296-More-Gary-Chapple-companies-to-watch-out-for-!!!!&highlight=nexus+properties

 

Regards,John.

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