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    • The sticky thread is locked because it's just a template thread. We need to see the invoice you're disputing. And for you to answer the questions below (I'm guessing this is an ANPR capture, the vast majority of tickets are) -   For PCN's received through the post [ANPR camera capture] (must be received within 14 days from the Incident)   Please answer the following questions.   1 Date of the infringement Give answer here   2 Date on the NTK [this must have been received within 14 days from the 'offence' date] Give answer here   [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s   3 Date received Give answer here   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] Give answer here   5 Is there any photographic evidence of the event? Give answer here   6 Have you appealed? [Y/N?] post up your appeal] Give answer here   Have you had a response? [Y/N?] post it up Give answer here   7 Who is the parking company? Give answer here   8. Where exactly [carpark name and town] Give answer here   For either option, does it say which appeals body they operate under. Give answer here   There are two official bodies, the BPA and the IAS. If you are unsure, please check HERE   If you have received any other correspondence, please mention it here   Copy the windscreen or ANPR section to your thread and answer the questions... …….... In either case scan up both sides of any letters/tickets in or appeals made out to ONE MULTIPAGE PDF ONLY
    • Perfect, thanks Dave.   You're right, a whole dodo storm this has been. As sons of first-generation immigrant parents, whenever something like this happens the old man panics. There was a whole "appeal this now" because my dad paid for the parking as he was with the hirer at the time and he isn't as tech-savvy as my brother so he ended up doing what he did and because I don't live there anymore it came all the way down to this.  But yes, we'll do this SAR and see what comes of it.  Will keep posting here with the hopes that it may benefit someone in the future.  Thanks again, everyone. 
    • saying the thread is locked, what shall I do?
    • Please fill in the forum sticky and upload a copy of the invoice, redacted of anything that could identify you -  
    • first time to use this forum, so a bit clueless got a PCN from Horizon, saying that "exceeded ma stay period" any template for me to make appeal please?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Nightmare that is Creation finance


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Hi

 

I am hoping someone can help me. I have been in dispute with creation finance for about 3 years regarding a sofa that we bought which was faulty. We managed to sort that out and have agreed with creation to pay the £600 they finally agree that we owe. The problem is they have recorded defaults with a credit reference agency for £3100 (interest on original balance which they have agreed we don't owe) This of course has resulted in a decline for credit which we are fuming about. Creation have sent us a letter dated 02/01/14 saying to pay within 14 days and once payment is received they will restore the credit file removing all defaults, the letter was recieved today and I am advising them i will pay within 14 days of receipt of letter. Am i in a position to ask that they remove them before we pay them or at least correct the amount owed and remove defaults ?

 

Any help would be appreciated.

 

Thanks

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  • 8 months later...

If you can prove beyond doubt that the money was paid to them and the account paid in full... You should be able to succeed in a claim or complaint against them. Gather your records, trace the destination of the lodged cheque and have your ammunition in hand. Have you tried the Legal Services Ombudsman? Whilst they are not the most pro consumber org. They can help to 'focus the mind' of the credit provider, if it is clear to see that the error was theirs and you can provide evidence to support that assertion. Good luck! Having problems with Creation myself.... DETERMINED not to let them get away with it.

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