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RBS Overdraft / Charges Defualt


kmiah786
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Hello everyone,

 

I would be very grateful for a answer to my query.

 

I had a current account with RBS in which there was no overdraft or credit facilities.

 

There where some bounced direct debits for which they applied charges etc and bought the balance to over £400.

 

For the above they have placed a default on my credit file.

 

Can please someone advice me if they are allowed to do this, are the charges legal or can I fight this to get it removed.

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sadly they can yes

 

however BCOBS and the blue RBS link off of it might be useful to you.:madgrin:

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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