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    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Toothfairy Account no longer showing with CRA


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Having checked my Noddle credit file this month (sometimes out of date data from CallCredit; so taken with a pinch of salt naturally) I noticed my Credit Record was no longer showing Toothfairy Finance.

 

The balance of the loan when it last was displayed on Noddle was around £3,200 for a £400 loan :jawdrop:

 

Has anyone else noticed if their loans are still on their credit files?!?!

 

No phone calls or emails from them in a very long time and I will not be considering a call to their 0843 number to find out what's going on.

 

Take it steady all :-)

 

Nuke

This is how I spend most of my life :ranger:

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Could be in the process of being sold or updated.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...

Gone from mine too! Just checked Noddle, it definitely used to be there. My new report can be viewed in 9 days so i'll check back then, but its gone.

 

How very odd!

 

Not that I am complaining at all I might add, but i'm not counting my chickens (or defaults) just yet!

 

H :)

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Toothfairy belongs to Web Loans Processing. I found out that company has been managed since last year by the Gullestrups (Per and Tanja) following a divorce. It looks like they closed the company down and bought all our debts as a new company. I managed to get the info from one of their collectors from the collection department. They do not know much more than that in the department. They do not know the name of the new company. But they are convinced it is still the Gullestrups and Jordan Taylor. The department is also closing down, so don't expect many phone calls for now from them. I am sure they will call us again when they are ready.

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Yeah i was involved in a case with the ombudsman and the OFT against them, after getting them involved i negotiated a debt in the £1000's down to £626 (which i thought was the fair amount), anyway paid them £300 and then didn't hear a word from them so stopped my payment plan and not heard a single word since! Website hasn't been working for ages either! Hopefully they have been busted by the OFT

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They started again? I havent heard a peep out of them and im still £100 short of repaying what i took out in the first place. Did you also contact the OFT? I filed a case against them, although they dont pro-actively help you like the fos, the more cases they receive will more likely lead to TF getting into the sh*t they deserve.

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They started again? I havent heard a peep out of them and im still £100 short of repaying what i took out in the first place. Did you also contact the OFT? I filed a case against them, although they dont pro-actively help you like the fos, the more cases they receive will more likely lead to TF getting into the sh*t they deserve.

 

I tried to call them. They don't pick up.

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i am having problems with these guys aswell

 

i have been trying to contact then since the 28th november but no success, i recieved an email from them yesterday about being pursued by baliffs if they do not here from me in the next 24 hours, abd i have heard nothing today.

 

is anyone actually getting contact from them via a person or is every contact machine operated

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The last I heard from them was a couple of months ago. I spoke with some girl on the phone and we had a game of hi - lo. She wanted lots of charges added and I wanted to repay only what I owed. The conversation

ended with her telling me they were sending around their baliffs lol. They still havn't shown up. I'm kinda hoping that they send someone around so I can tell them where to go but that won't happen as every one knows the Baliff thing is a pack of lies.

I havn't been getting their silly texts and emails for the past few weeks either though.

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Make sure you have statements ready. If they sell it, theyll sell it with the charges and other unlawful fee's as well.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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