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    • Paragraph 18 – you are still talking about Boston stolen items. About time this was fixed??? Paragraph 19  In any event, the claimant's PS5 gaming device was correctly declared and correctly valued. The defendant accepted it for carriage and was even prepared to earn extra money by selling sell insurance in case of its loss or damage. New paragraph 20 – this the defendant routinely sells insurance in respect of "no compensation" items (a secondary contract contrary to section 72 CRA 2015) new paragraph above paragraph 20 – the defendant purports to limit its liability in respect of lost or damaged items. This is contrary to section 57 of the consumer rights act 2015. The defendant offers to extend their liability if their customer purchases an insurance cover for an extra sum of money. This insurance is a secondary contract calculated to exclude or limit their liability for the defendants contractual breaches and is contrary to section 72 of the consumer rights act 2015. New paragraph below paragraph 42 – the defendant merely relies on "standard industry practice" You haven't pointed to the place in your bundle of the Telegraph newspaper extract. You have to jiggle the paragraphs around. Even though I have suggested new paragraph numbers, the order I have suggested is on your existing version 5. You will have to work it out for your next version. Good luck!   Let's see version 6 Separately, would you be kind enough to send me an unredacted to me at our admin email address.
    • i think theres been MORE than amble evidence of that and am astonished that criminal proceedings haven't begun.
    • Yep, those 'requirements' not met to shareholders satisfaction seem to me to be: 1. Not being allowed to increase customer bills by 40% (of which well over 50% of the new total would NOT be investment) 2. 1 plus regulators not agreeing to letting them do 'things in their own time (ie carry on regardless)
    • As already mentioned freely available "credit scores" are fairly useless. All lenders have their own "credit scoring" system, that for obvious reasons they don't divulge. And they're "scored" differently to the freely available ones. As soon as they could, we've always encouraged our two children to use credit cards responsibly... Pay off in full, etc, to generate good history. It's paid off. At quite young ages, they have both obtained loans for cars, mortgage and their credit card limits are through the roof. Personally, I have shifted debt around a lot on credit cards (even financed a house purchase once at 0% 😉) and I've only ever been refused a credit card once, sorry twice by the same company, over many years. They must have something very different in their lending criteria. You're a tight one, Mr Branson.
    • Hi DX - quick question, what is the bank likely to do when they get my letter of change of address ? also what is the worst they can do? thanks J1L
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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most of the loan sharks are US campanies and they are barred by law from doing the same in the US. Likewise countries with a catholic culture like Italy and Spain have laws that prohibit usurious rates of interest.

 

 

Anyways, my thought of the day. News coverage of Harry's nuptials-59 pages of royal wedding today, 49 pages yesterday and not one mention of my new county sports record. Why cant they get their priorities right?

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  • 4 weeks later...
  • 4 weeks later...

What happened to the court cases on the EU referendum ?

 

Thought that an application was due to be heard early July about legal aspects concerning referendum ?

 

It would be hilarious if UK Supreme court rules referendum was not lawfully held because of some issue and then an appeal was made by Government to European Court :)

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that would be interesting but I doubt if anyone can turn back the clock because if they try undoing all of the wrong laws where would you stop? There is no need to have a 2 year divorce because there is no law, it is a treaty and we can just bin it if we want but politicians love to make it look like they are importnat so "deals" will be done at the last moment rather then out Govt just taking the ball away ond gouing home. Even the supreme court is lawfully constituted becauise it is formed after other incorrect laws were enacted. In theory every Act of Parliament passed since about 1973 is unlawful and that is why they wont revisit any of it, let alone all of it.

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  • 1 month later...

Remembering all those who lost their lives at 9/11.

Never forgot xx ♥♥

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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yesterday was a special day. The whole world was the same age!

 

There's only one chance every 1,000 years.

 

Your age + your year of birth every person is 2018.

 

It's so strange experts can't explain it I understand.

 

Have a go a the sum:-D

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Hi Termi, why just yesterday? I am the same age today (+ 1 days wrinkles) and the same year of birth and that equals 2018, so why is it restricted to just one day?

 

I'm sure you're right because you are usually spot-on, but my aging grey cells are somewhat reluctant to stretch much further into the depths of this philosophy.

 

Oh, and yes, yesterday was a special day for me too - cleared my shed and rid myself of the thousands and thousands of pages of all things Swift - angered me as I read through again what they got away with which affected so many people, but to see Mark White's name going through the shredder was as therapeutic as breaking his legs with a baseball bat which was about what he deserved for the l1es he and his colleagues told. They'll be pleased to know I had to draw a line in the sand sometime and yesterday was it!

 

Sparkie would be sad the fight is over, but may the souls of the culprits in Arcadia House who engineered this business model and travesty of the truth rest in the same place sparkie is at present - in a deep freeze somewhere up near Liverpool as the poor soul appears not to have been rested in peace as yet as his family still fight over his life. He'll be up there laughing and wondering who to sue!! RIP Sparkie my ole friend and bye bye Swift!

 

Ahhhh!! :-)

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Hi Termi, why just yesterday? I am the same age today (+ 1 days wrinkles) and the same year of birth and that equals 2018, so why is it restricted to just one day?

 

I'm sure you're right because you are usually spot-on, but my aging grey cells are somewhat reluctant to stretch much further into the depths of this philosophy.

 

 

 

 

 

It doesn't work out right for those of us who haven't had their birthday yet this year as mine only comes to 2017 at present.

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It doesn't work out right for those of us who haven't had their birthday yet this year as mine only comes to 2017 at present.

 

I knew i'd have a disbeliever:madgrin:

 

PT it's what your age was on 17th Sept which is ? + the year you were born. It equals 2018.

 

The Queen is 92 , this age as at 17th Sept and born in 1926 = 2018

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It's a fun sum. If you add the number of years you've lived to the year you were born, you will get the current year so the every 1000 years is not correct. It is actually the case on 31st December every year. It also works for anybody on any day of the year after their birthday.

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same, mine comes out as 2017, my birthday is October! :) xx

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Oh, and yes, yesterday was a special day for me too - cleared my shed and rid myself of the thousands and thousands of pages of all things Swift - angered me as I read through again what they got away with which affected so many people, but to see Mark White's name going through the shredder was as therapeutic as breaking his legs with a baseball bat which was about what he deserved for the l1es he and his colleagues told. They'll be pleased to know I had to draw a line in the sand sometime and yesterday was it!

 

Sparkie would be sad the fight is over, but may the souls of the culprits in Arcadia House who engineered this business model and travesty of the truth rest in the same place sparkie is at present - in a deep freeze somewhere up near Liverpool as the poor soul appears not to have been rested in peace as yet as his family still fight over his life. He'll be up there laughing and wondering who to sue!! RIP Sparkie my ole friend and bye bye Swift!

 

Ahhhh!! :-)

 

Good to hear from you A1. Swift through the shredder that's a good sound!

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Sorry but how else could it turn out? a+b=c where c is the constant. Therefore c-b=a and c-a=b

 

Basically it is how we know hw old we are, by counting upwards from our birth date. Cant change

 

 

 

It's a fun sum. If you add the number of years you've lived to the year you were born, you will get the current year so the every 1000 years is not correct. It is actually the case on 31st December every year. It also works for anybody on any day of the year after their birthday.
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  • 3 weeks later...

Although today is my birthday my thoughts and prayers go out to all those who who lost their lives in the Aberfan disaster

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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