Jump to content


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2354 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Update:

I got my letter & cheque returned today stating the company had moved and no further information.

I telephoned the phone number again on the original letter stating I was not happy regarding the information they are registered under at the Information Commissioners Office for Data.

The lady apologised and stated she will send on all information with 10 days to me with no fee. Guess I will just have to see, but in the meantime I will send another recorded letter and cheque to the now correct address:

METLIFE Europe Services Ltd

Level 50

One Canada Square

Canary Wharf

London

E14 5AA

Some time wasted but I expect to get a full response now

I will update as soon as I get anything back.

Link to post
Share on other sites

  • 1 month later...

Hi All,

Got my information back yesterday.

It is a accident policy for £2500 until my 65th birthday and the total premium paid as a single amount was £78 at the time I expect I took out the loan.

The real deal is I expect I paid a massive amount of interest on this throughout the period of the loan.

They have included the information of City Group who bought out The Associates who the original loan was with.

I now intend on sending the SAR to them to get further information on the loan etc.

I will update when I get a reply from them, probably some time in the New Year.

Thanks to dx100uk for you comments and good luck to amck12 hope you got a reply.

Lets hope for a happy, healthy and wealthy New Year

Best wishes for 2014

Link to post
Share on other sites

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

follow that and upload what you got please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I apologise do not understand what you mean by upload? do you mean the letter I got ?

 

I think so :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

sri server is in/out like a yo-yo very high wind here.

 

post up the policy docs you have received please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yea make sure you upload pdfs

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well that confirms citi are you target that's for sure

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 5 weeks later...

Hi All,

Got a reply today from CitiFinancial stating that they are unable to find any information on my account.

 

I managed to find old letters from them in 2003 confirming I had paid all money owed as I was requesting them to clear my credit record, and I also found all the payments records with account numbers etc.

 

I guess what I really need to do now is send a claim letter.

 

Where do I find a template letter for a claim?

May I find a copy on this site?

 

 

Any help appreciated to now take further

 

many thanks

Link to post
Share on other sites

You will find a claim form on the Financial Ombudsman website. Just complete that as best you can and send to the company with a covering letter asking for your money back :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

  • 1 month later...

Hi not been on here for a while,but I got a letter back from metlife stating much the same as top gunners personal accident cover up to 2500 continues until 65 th birthday I paid a premium of £92 again part of citi group so do I send ppi claim form to them any info appreciated

Link to post
Share on other sites

send the FOS Customer Questionnaire to CITI

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 years later...

I originally had a letter from MetLife 165 policy

I have gone through all procedures sars etc

insurance was sold to me through associates in 1988

 

the latest reply was from citi finance stating something about Cumberland insurance

the original cover was 2,500 and I paid 95 for insurance which does not expire until I reach 65 ,

 

I just do not know where further to go with this

I have no paperwork of policy number etc the ombudsman required it.

 

Any help much appreciated thanks

Link to post
Share on other sites

random post moved to your own thread

 

you said earlier you have found statements and account number

so what happened when you sent the FOS CQ to CITI?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...