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Missing Account


fernal
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Hi

 

I hoping someone can shed some light on what is happening with my account.

 

for years I had a lloydstsb account with a large overdraft and credit card.

 

due to circumstances I defaulted on the card and started to make token payments.

 

I switched banks but still kept up my current account with Lloyds.

 

every month I would go over my overdraft limit from their charges

but every payday I swapped over enough money to cover this.

this has been going on for about 2 years.

 

when my account was switched over I checked online and my account showed up on the new tsb site.

 

last week it had disappeared.

 

I tried to send some money to this account as I know it would have gone over

but this time when I used faster payment the money came straight back to my sending account.

 

I have received no information form tsb as to what has gone on.

 

my concern now is that they might say I have gone over my overdraft

and are not paying anything into the account add on loads of charges and send it straight to a DCA.

 

Has this happened to anyone else.

 

Thanks

 

Fernal

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Fernal...

 

TSB remove accounts through the collection process and they will disappear from Online banking.

I think maybe a visit to branch maybe in order to get basic facts. Lloyds collection team are a PITA.

 

Get the facts from Lloyds....

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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get an SAR of to TSB/Lloyds head office

 

you can challenge these PENALTY charges under BCOBS.

 

see the RBS link in blue after clicking BCOBS.

 

yes I have heard that others within this Lloyds / TSB split off

have had their accounts vanish.

 

don't worry about any DCA's

 

they are NOT BAILIFFS

and have NO SUCH LEGAL POWERS.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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DX is right... The only reason I didn't suggest sending a letter in to head office because I don't actually know the head office address for Lloyds

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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