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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Question re RBS Settlement Letter


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My charges come to approx £3500.

Have sent Small Claims summons to Local Court again Royal Bank of Scotland. Got letter yesterday from RBS offering me £1600 if I sign within 5 working days.

Any advice on what I should do would be greatly appreciated.:confused:

 

Hi have you followed the process set down by this site? You can accept the cash as a part settlement, inform them that you will continue to seek the balance.:D

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Hi

 

After sending first two letters to RBS with no luck I completed small claim form and sent to local court. Local court have issued to papers on RBS.

RBS have now sent me letter offering a payment, although not the full amount claimed. Should I accept this as partial payment? How do I calculate my dates or should I go with the dates on the court letter?

Any help or advice would be greatly appreciated. :?:

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Hi

 

After sending first two letters to RBS with no luck I completed small claim form and sent to local court. Local court have issued to papers on RBS.

RBS have now sent me letter offering a payment, although not the full amount claimed. Should I accept this as partial payment? How do I calculate my dates or should I go with the dates on the court letter?

Any help or advice would be greatly appreciated. :?:

 

accept it as a part settlement inform them that you will seek the balance. What do you mean calculate the dates explain please :D

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Hi

 

When looking through other threads some of the forum members seem to have calculated dates when they should have received payment or notification of further action.

 

I think I'm just myself confused with all the information

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Hi

 

When looking through other threads some of the forum members seem to have calculated dates when they should have received payment or notification of further action.

 

I think I'm just myself confused with all the information

 

ok there are some set "times" but these are for when you have sent letters 14 days for the prelim letter and 14 days for the LBA. then you can file with mcol. The information and proceedure is in the faqs if you have anymore probs pm me. :D

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Hi

 

Had a look in FAQS but not able to find what I'm looking for.

 

Is there a template of the letter to send to Bank accepting part payment? Letter from RBS states that they are offering me the sum as a gesture of goodwill without admission of error liabibility. Is this just their standard response?

 

Have received letter from Sheriff Court stating that the return date for case is the 14th November and hearing date is 21st November.

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I noticed in this template letter that it states they have a date to respond before court action. Should I put the date as 14th or 21st November?

 

Thanks for you help with this.

Starting to get a bit worked up and panicky about all this!

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you can really adjust this letter as much as you want as long as you stick to the fact that you are rejecting their offer, will accept it as partial settlement but will pursue the remainder in court, thats all, dont get bogged down on dates if it's working you into a state,

 

Simply tell them you refer to their letter, offering x amount, and will accept as partial,, just like i said above

 

Hope that helps!!

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  • 2 weeks later...

Sent letter to RBS on 14/10/06 stating that I would accept their offer as partial payment and would pursue the remainder in court.

 

Got letter from on 20/10/06 offering to meet my claim in full. Yipee!!!

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Received letter from RBS on 20th October offering to meet claim in full which goes back approx 5/6 years which I'm more than happy with.

 

Got home from work today and received letter from RBS legal team quoting s6 and schedule 1 of the Prescription and Limitation (Scotland) Act 1973 stating that I am out of time to make any claim in respect of the charges applied to my account.

 

Can I claim back more than 5 years from RBS?

Also they want to know what further action I plan on taking

What do I do know?

 

Any help or advice would be appreciated

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Guest ian cognito

If the charges are within the last 6 years you are within your rights to claim them, some people are caliming more than 6 years though I don't think any of them have concluded yet. Did you already write and accept their offer of full settlement, if not I would do so now, including the reference of the letter they sent with the offer.

 

Perhas you have charges more than 6 years and they think you're after those as well?

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I haven't written and accepted yet as only recently sent letter accepting the sum they offered me as partial settlement.

 

Both letters have come from different people and different locations.

 

My full list of charges are from 12/04/00 to 13/07/06. They have enclosed a copy of the charges that I included with my small claim summons totalling £730.00.

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Guest ian cognito

If it were me I'd write and accept the refund then once the cheque is safely banked, write and say the claim has been settled to your satisfaction! I think they're probably a bit busy to chase you up if you don't reply just now!!

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