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    • How much of the documentation have you seen from when probate was obtained? And do you have a copy of the original will? I can't remember. My thought about you making the decision on your own to go with another lawyer is that three of you are meant to be beneficiaries of this will trust, aren't you? Normally you would need to act together. HB
    • Octopus allows you to pay by variable Direct Debit, so you pay only for what you use but still benefit from DD pricing. That's what I've done ever we were SOLRed over to them in July 2022.
    • Hi guys, I am about to file my defence via email as cannot log in to the claim anymore.  Can you please advise if I can paste below and if it's good to go for now, or should I add anything else in?  Thanks!  The Defendant contends that the particulars of claim are vague and generic in nature which fails to comply with CPR 16.4.  The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.  1.  The Defendant is the recorded keeper of vehicle xxxx xxx.  2.  It is denied that the Defendant entered into a contract with the Claimant - Parking Eye LTD.  3.  As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance.  The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner.  Accordingly, it is denied that the Claimant has authority to bring this claim.   4.  In any case it is denied that the Defendant broke the terms of a contract with the Claimant.  5.  The Claimant is attempting double recovery by adding an additional sum not included in the original offer.   6.  The Particulars of Claim is denied in its entirety.  It is denied that the Claimant is entitled to the relief claimed or any relief at all.
    • Getting onto the ladder: The first-time buyer conundrumView the full article
    • Ooops - one to many also s..... my draft reply should read as:  Thank you for your response Mr Schnur  I set out my position quite clearly in my letter of claim and nothing has changed. Your insurance requirement is unlawful and is contrary to section 57 of the Consumer Rights Act, and also section 72 of the same statute. I would also refer you to the outcomes in PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729).  My deadline for action - 1 May 2024 - still stands, and if P2G wish to avoid the addition of court costs and interest to my claim, you may wish to respond positively before that date.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I went shampoo free last year and being a girl, it has saved me a bundle on shampoo and conditioner.

 

What I do is mix a few tablespoons of sodium bicarb with water,pour slowly over dry hair and massage in,then rinse off thoroughly - this cleans the hair and scalp, leaving on the natural oils in the hair. Then a couple of tablespoons of apple cider vinegar mixed in water, and massage into hair bur not scalp - this conditions the hair and makes it easy to comb/brush- again rinse it out well. (don't worry, once dryit doesn't smell of vinegar).

 

My hair (long dark curly) has never looked better. The hair initially goes through an 'uncomfortable' stage for about a month while natural oils (which shampoo strips) return to the hair. Once through the transition stage, hair looks clean and glossy, never smells dirty or like it used to, looks lank and gross three days after shampooing. Even after a week with just a quick rinse and brush every day - still looks and smells great - I just clean with the bicarb and vinegar solutions as needed.

 

I now look at shampoo and conditioner as a con - once you start using shampoo and conditioner, you're tied to using it and paying for it, otherwise oils are overproduced making the hair look horrid. Most people don't get through the transition to shampoo free, because it does take 3-4 weeks for the oil production to normalise to what it should be.

 

Just thought I'd share.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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  • 1 month later...

Beer is good for a healthy shine as well :)

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Uploading documents to CAG ** Instructions **

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Dealing with Customer Service Departments? - read the CAG Guide first

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2: Take back control of your finances - Debt Diaries

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4: Staying Calm About Debt  Read Here

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BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

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5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 1 month later...
Are you share about the beer ?

I drank 6 pints last night but my hair is just the same.

 

:lol: Erm, you need to rinse your hair in the beer, not drink it !! :lol:

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I have been vegan for over half of my lifetime. As most shampoos contain dead animals, I use a method similar to that described in the first post.

 

I have a full head of hair and a few grey hairs have started to show themselves this year. People my own age such as from school are now all mostly bald, going bald or what hair they do have left is mostly grey.

If I've given you advice, then it is just my thoughts / opinions - doesn't mean I am right!

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Before I see any "holy thread resurrection Batman " comments

 

 

I must point out that at the time of writing that this is on page 1.

I know for a fact that if one eats only a VEGANITE diet (I mean vegan, must be thinking of a poster hehehe)

and drink rain water you CAN discover the much vaulted FOUNTAIN of youth.

 

 

This is ALSO backed up in the bible in Daniel.

 

 

Eat NATURAL and you will look younger.

 

 

You don't need all these so-called anti-ageing creams which don't work except for the very expensive ones only reserved for so-called "celebrities"

 

Grow your OWN vegetables, and drink the rain.

 

 

Do this for two weeks.

 

 

Btw I got this from a celberity that tried this but I can't re-find the link.

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I have been seeing this product called shampoo in supermarkets for years, but never realised it was used to wash hair.

Lucky me I haven't got this problem.

Early genetic boldness took over before I could by shampoo with my own money 😂

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I tried going vegetarian once and after 3 days I went bold and collapsed on the street.

A juicy 3 pound t-bone sorted it ☺

might try being a veggie then, get some more boldness. though i wldnt want to collapse re the bravado...wld defeat the object. :)

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