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    • Former billionaire Hui Ka Yan has been fined and banned from the financial market for life.View the full article
    • In terms of "why didn't I make a claim" - well, that has to be understood in the context of the long-standing legal battle and all its permuations with the shark. In essence there was a repo and probable fire sale of the leasehold property - which would have led to me initiating the complaint/ claim v SPF in summer 19. But there was no quick sale. And battle commenced and it ain't done yet 5y later. A potential sale morphed into trying to do a debt deal and then into a full blown battle heading to trial - based on the shark deliberately racking up costs just so the ceo can keep the property for himself.  Along the way they have launched claims in 4 different counties -v- me - trying to get a backdoor B. (Haven't yet succeeded) Simultaneously I got dragged into a contentious forfeiture claim and then into a lease extension debacle - both of which lasted 3y. (I have an association with the freeholders and handled all that legal stuff too) I had some (friend paid for) legal support to begin with.  But mostly I have handled every thing alone.  The sheer weight of all the different cases has been pretty overwhelming. And tedious.  I'm battling an aggressive financial shark that has investors giving them 00s of millions. They've employed teams of expensive lawyers and barristers. And also got juniors doing the boring menial tasks. And, of course, in text book style they've delayed issues on purpose and then sent 000's of docs to read at the 11th hour. Which I not only boringly did read,  but also simultaneously filed for ease of reference later - which has come in very handy in speeding up collating legal bundles and being able to find evidence quickly.  It's also how I found out the damning stuff I could use -v- them.  Bottom line - I haven't really had a moment to breath for 5y. I've had to write a statement recently. And asked a clinic for advice. One of the volunteers asked how I got into this situation.  Which prompted me to say it all started when I got bad advice from a broker. Which kick-started me in to thinking I really should look into making some kind of formal complaint -v- the broker.  Which is where I am now.  Extenuating circumstances as to why I'm complaining so late.  But hopefully still in time ??  
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Me and Blemain


Bigmac versus
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aw no

sorry to hear that.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So sorry to hear this, but I know he's a fighter. Had the privilege of meeting him when we were both on the site team. Please pass on my best wishes and tell him I'm thinking of him.

 

Best wishes to you and your family too. xx

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 months later...
Hi all, I'm home recovering but may not work again, selling my house and trying to end the blemain hell that I have endured for nearly 10 years now. Thx for all the get well messages.

 

Sometimes I guess you have to consider what's important in life, and your health is what really matters. I know this isn't a decision you and your family will have taken lightly, but I can't help hoping that you get something out of Blemain too. Take care my friend.xx

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi all, I'm home recovering but may not work again, selling my house and trying to end the blemain hell that I have endured for nearly 10 years now. Thx for all the get well messages.

 

Sorry Bigmac, must have missed your post, it's good to hear your on the mend.

 

Take care.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi bigmac I do wish you would wait cos there is now light at the end of the tunnel. Please do not give up after 10 yrs of hell I have to have 2 more teeth pulled thats 10 now pulled grinding I can say now never give up (GIVE IN , GIVE OUT ) never give uppppppppppppppppppppppppppppppppppppppppppppp cos youwill come out the pit and refresh, every thing has a timing and surface so I CAN ONLY ASK WAIT.

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I f you choose to sell its your choice I totally understand why, but I dont want you to see after that JUSTICE CAME IN , cos that would be a shame Im believing justice before you sell) today I saw a homeless man with his dog , the man was drinking i asked wheres your dog lead gone he said someone took it . I went poundland got collar and lead and went put it on the dog cos the dog was running all over the place, normally the dog sits with man quiet, just takes simple act of kindness to make a difference.

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I do hope people who have a loan same yrs with blemain 2004 to 2005 come on here I know there are loads as ive read many on here already and many on 3 other sites with same loans same stories i hope to see more that are scared surface now and come on here cos ( its ok to be scared and fear them, but please dont hid cos once you take a leap of faith and chat on here you will understand you have rights and type and be heard and reveal your trauma i say trauma cos i know and can guess you can CLAIM )

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it not only affects me my case it affects my son too he has gone through 11 yrs of hell also seeing me on phone with blemain endless 2 hrs a time im not jokin either, being belittled and crying cos threats at and me trying to make ends meat not being able to do loads of things for yrs cos no money spare and drs me having to go and bed crying and the list goes on and on. Its like a domino effect.

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  • 6 months later...

Hello all, I am recovering and getting better and just wanted to post up that due to my health problems and being unable to work I sold my house and settled my blemain account in full. I hope everyone who continues to fight this lot get a happy ending but for me it had to end early.

I settled paying just under £12000 which was purely charges and interest and it is good to no longer have the harassment from them.

I may one day return to this but hope you understand my reasons for settling.

 

Xx

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Well when you feel better

Time to reclaim???

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...
Hello all, I am recovering and getting better and just wanted to post up that due to my health problems and being unable to work I sold my house and settled my blemain account in full. I hope everyone who continues to fight this lot get a happy ending but for me it had to end early.

I settled paying just under £12000 which was purely charges and interest and it is good to no longer have the harassment from them.

I may one day return to this but hope you understand my reasons for settling.

 

Xx

 

Some things are more important than bricks and mortar or allowing the likes of Blemain to take over your life. Health, happiness and quality of life for you and your family is far more important. It takes courage to know when it's time to walk away, I've seen many times how much happier people have been when they've taken hard decisions and moved on with their lives.

 

I wish you and yours the very best for the future. xx

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The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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