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bank charges advice please.


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Evening all,

 

A while back I sent a SAR to the RBS, but they failed to send any statements of the account, or a list of any charges applied to the account.

 

So I sent them a non compliance letter, and they sent a list of charges, but only from 2009 - 2012. Now this account has been opened since around 1994 at least, so I find it hard to believe that before 2009 there were no charges applied to the account ever.

 

Do I write back to them and tell them that they have still failed to complete the SAR because I should of received all charges from all years? Not sure where to go from here.

 

Thanks,

Danielle.x

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what type of account is this?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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where have you got the idea that bank charges are reclaimable?

that sort of went out the windows years ago.

 

there is a slim chance that under BCOBS and hardship rules you might get charges from 2009 reversed

but that's rare

 

and even then it typically has to have benefits involved too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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