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    • I have had a secondary thought.  I borrowed £s from a completely separate entity 6y ago. It was personal and unsecured. I was going to repay upon sale of the property. But then repo and I couldn't.  Eventually they applied and got a charging order on the property.  Their lawyers wrote that if I didn't repay they may apply for an order for sale.  I'm not in control of the sale.  The lender won't agree to an order for sale.  The judge won't expedite it/ extract from trial.  Someone here on cag may or may not suggest I can apply for an order v the receiver?  But could I alternatively ask this separate entity with a c.o to carry out their threat and actually make an application to court for an order for sale v the receiver instead?
    • You left the PCN number showing, but no worries, I've redacted it. Euro Car parks are very well known to us.  I've just skimmed through the titles of the latest 100 cases we have with them (I gave up after 100) and, despite all their bluster and threats, in not one have they taken the Cagger to court. You stayed there for 2 hours &:45 minutes.  I'm guessing the limit is 2 hours and 30 minutes, right?  
    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Housing Benefit Reviews, Appeals, Dispute Form and Guidance**Correct as at Oct 2015*


stu007
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Housing Benefit Reviews, Appeals, DisputeForm and Guidance

 

 

If you have received a Housing Benefit ‘Decision Notice’ and disagree with the decision that has been made there is a three stage process to be followed:

 

Stage 1 Ask the Council to Review its Decision. (NO COSTS)

 

Stage 2 Take your Housing Benefit case to a Tribunal. (NO COSTS)

 

Stage 3 Judicial Review (YES- LEGAL COSTS)

 

STAGE1: Asking the Council to Review its Decision

If you think the Council has made a wrong decision about your Housing Benefit, you can ask the Council to look at its decision again.

 

What sort of decisions can you ask the Council to look at again?

 

You can ask the council to take another look at its decision if it says:

 

Ø Your application for housing benefit has been turned down.

Ø You aren’t entitled to housing benefit anymore.

Ø You‘re entitled to less housing benefit than you think you should get.

Ø It has paid you too much housing benefit, and wants you to pay some of it back.

Ø It will start paying housing benefit from a certain date, but you think it should be sooner i.e. if you had asked for your claim to be backdated.

Ø It is going to pay your housing benefit direct to your landlord in the future.

 

How to ask the Council to review a Housing Benefit decision

 

You must write to the council within one calendar month of the date on the decision letter. If you leave it later than this, the council may say that it doesn’t have to look at your case.

 

If the council’s letter doesn’t explain why they’ve made the decision, you can ask them to write to you with a proper explanation. If this happens, you’ll get extra time to appeal. The days between the council receiving your letter asking for reasons and replying to you don’t count towards the one-month time limit.

 

In your letter to the council, try to explain clearly why you think the decisionis wrong. Include evidence if possible. For example:

 

Ø If the council is wrong about how many children you have, you could send them your child benefit award letter

Ø If it says that you’re earning more than you actually do, send photocopies of your payslips.

Ø If the figure amounts used to reach the decision are incorrect.

 

It's always best to hand the letter in to the council’s offices - (Always make sure you get a receipt - including the date you handed over the letter - and keep it somewhere safe).

 

If you post the letter – (Always get a certificate of posting and/or use recorded delivery and remember to keep a note of the date of posting, along with a photocopy).

 

What happens when the Council reviews a Housing Benefit decision?

 

Your case will be looked at by a different decision maker from the one who made the original decision.

 

The decision maker will take into account the reasons for the original decision, and any new information you have provided. You may be asked for more information at this point. If this is required the council will write to you again requesting the information they require.

 

You will then get a letter from the council telling you if the decision has been changed or not. The time it takes for the council to decide will depend on how complicated your case is.

 

STAGE 2: Taking Your Case to a Tribunal

 

If you have asked the Council to review its decision and it doesn't change its mind, you may be able to appeal to a tribunal. This will involve a judge looking at your case, and making a decision on it.

 

At a tribunal, a judge will look into your case and make a decision based on your evidence and the council’s evidence. You can attend the hearing if you wish.

 

It’s best seek advice before going down this route, as Tribunals are quite complicated and time-consuming.

 

Are there any Legal costs in Appealing to a Tribunal?

 

NO There aren’t any legal costs

 

What you can’t use a Tribunal for

 

Some decisions made by a Council can’t be taken to a tribunal i.e. those to do with how frequently your benefit is paid.

 

Tribunals also don’t deal with administrative problems, like if there’s been a delay or lack of courtesy from the council. If you think you’ve been treated badly, you should take this up with the Council’s Customer Service Department.

 

Starting your Appeal to Tribunal

 

You can download a Step by Step Guide from the Ministry of Justice website:

 

http://www.justice.gov.uk/tribunals/sscs/appeals

 

You must ask for an appeal in writing. The council may give you a form to fill in, or you (or your adviser) could write a letter.

 

Make it clear what you are appealing against, and why you think the decision is wrong. If possible, include evidence to support your case.

 

Your appeal form or letter must reach the council within one month of the date on the decision letter.

 

If you miss this deadline, you’ll need to ask the council to accept your appeal even though it’s late. Make sure you explain why you are applying late i.e. if you have been ill.

 

If the Council says you haven’t given enough information

 

When the Council looks at your letter, it might decide that you haven’t given proper reasons for an appeal. The Council may write to you and ask for more information.

 

After that, if the Council still thinks you haven’t given enough information, it will ask the Tribunals Service to decide whether your appeal should go ahead. If theTribunal Service is satisfied that you’ve given enough information, the appeal can proceed. If not, your appeal won’t be allowed.

 

Next stages in Appealing against a decision on your Housing Benefit

 

The next step is for the Tribunals Service, which runs courts and tribunals in England and Wales – to decide whether you have a right to appeal or not.

 

If it says that you do have a right of appeal, your appeal can go ahead. If it says you don’t, you won’t be able to carry on with your appeal.

 

You’ll be sent a ‘pre-hearing enquiry form’ if your appeal is given the go-ahead. You must fill this in and send it back within 14 days. The appeal process will end if you don’t send back the form on time. If you can’t meet the deadline, it’s very important to contact the tribunal and let them know why.

 

The form will ask you what sort of hearing you want. This can be either:

 

Ø An Oral Hearing – You or Your Representative will need to go along to the tribunal.

Ø Paper Hearing - You don’t have to attend.

 

An oral hearing gives you a chance to put your case in person and answer any questions about your situation.

 

The form also asks for details of your representative, if you have one. This is so the tribunal can send copies of your appeal papers direct to them.

 

If you need a Translator or Interpreter to attend the hearing, make sure you let the tribunal and your representative know well in advance.

 

Preparing for a Housing Benefit Tribunal Hearing

 

Before the hearing takes place, you’ll need to put together evidence for your case and send it to the tribunal.

 

If you’ve asked for an Oral Hearing, the Tribunal will let you where and when this will be held. They will tell you this at least 14 days before the Hearing takes place. It should be held somewhere you can get to fairly easily. (You will be able to claim travel expenses).

 

If you can’t go because of a medical condition, you can ask for the Hearing to be held at your home.

 

For a Paper Hearing, you won’t be told when it will take place, so make sure you send your evidence in as soon as possible.

 

What happens at a Housing Benefit Tribunal Hearing?

 

The Tribunal will involve the evidence being looked at by a legally qualified judge. They will consider all the facts, take into account what the law says and come to a decision.

 

At an oral hearing, you or your representative will get a chance to explain your situation. If you go to the hearing, try not to be nervous or emotional. Make sure you present the facts as clearly as you can. The council may send someone to put forward their case as well.

 

The judge will usually make a decision that day, or you can wait for the decision to be sent to you in writing.

 

STAGE 3: Judicial Review

 

If you don’t agree with the tribunal’s decision

 

You might be able to appear to another, Higher Tribunal – known as an ‘Upper Tribunal’– if you don’t agree with the decision.

 

It’s only possible to do this if you believe that the Tribunal didn’t apply the law properly.

 

You will need to talk to someone who has specialist knowledge of benefits law, such as a solicitor or a welfare rights officer.

 

Applying for a judicial review of a council’s decision

 

Sometimes it's possible to use a process called 'judicial review' to challenge the council’s original decision in court.

 

Judicial review can only be used to challenge the way the council made the decision, not the actual decision itself. It’s a complicated and expensive legal process, and you’ll need to get help from a solicitor or law centre.

 

Appendix 1 contains Housing Benefit Dispute Form and Guidance (In PDF Format):

Edited by stu007

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