Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Motormile Finance UK RE:Mr Lender payday loan.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2225 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Well not had thing few months and this is the email today

 

CUSTOMER REFERENCE: M

CURRENT OUTSTANDING BALANCE: £1433.44

Dear

As you now have more than one account with us, you have been allocated a new unique customer reference number (shown above) which you should use in all future correspondence or contact with us for all of your accounts. This will then remain as your reference for all dealings with MMF, giving us and you a single customer view of your MMF accounts.

 

 

Please find below a breakdown of your other accounts with us:

Original Lender Name Reference Amount Outstanding

Mr Lender Payday Loans 429.44

Quick Quid Payday Loans 1004.00

 

Any future payments made to MMF will be divided equally between all of your accounts,

unless you have instructed us otherwise.

If you would like to change this, please contact us on the number below.

You can contact us on 0113 887 6876 to discuss your account alternatively you can email us at [email protected] to inform us of your circumstances, request a call back or make an offer of payment.

Yours sincerely

Motormile Finance UK Limited (MMF)

 

Please note: if you choose to communicate with MMF by email, unless otherwise advised by you, we will accept this as your consent to use your personal details to contact you by electronic means (email) with information about your account(s) which may include collections activity, negotiations and other services and products.

Link to post
Share on other sites

  • Replies 439
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I do not normally say this but with motor mouth, just ignore them unless you get a formal letter before action. Usually i get an annual email from them now saying 50% reduction, once in a liftime offer etc. They debts are long since statute barred now. Not once did i phone or contact them

 

They got their butts kicked by the OFT/ICO a few years ago and their teeth pulled. They registered a default against me for a very old payday loan and recorded it as a student loan. They even recorded the default date when they got the account, not when originally defaulted.

 

They are very juvenile and i only know of one reported occasion when they issued court papers for a debt after they employed a solicitor for rent. Even he has gone quiet for the last few years

Link to post
Share on other sites

  • 1 month later...

Well nothing for months and found this email in my spam folder, never had any replies in writing after asking for proof they own the debt.

 

CUSTOMER REFERENCE: M

CURRENT OUTSTANDING BALANCE: £1433.44

Dear

As you now have more than one account with us, you have been allocated a new unique customer reference number (shown above), which you should use in all future correspondence or contact with us for all of your accounts. This will then remain as your reference for all dealings with MMF, giving us and you a single customer view of your MMF accounts. Please see the breakdown of your accounts below:

 

Original Lender Name Reference Amount Outstanding

Mr Lender Payday Loans 429.44

Quick Quid Payday Loans 1004.00

 

You do not have to pay the full amount immediately - we are keen to reach an affordable solution with you in line with your financial circumstances. Call us today on 0113 887 6876 our agents will be happy to tailor a repayment plan to suit you.

Alternatively, if you prefer you can:

· Email us with a payment proposal, register a dispute or request a call back on [email protected]; or

· Visit our website at http://www.mmile.com to make your payment, submit a financial statement and offer of payment.

Please treat this matter as urgent and take action today to prevent any continued communication.

Any future payments made to MMF will be divided equally between all of your accounts, unless you have instructed us otherwise. If you would like to change this, please contact us on the number below. We have enclosed a breakdown of the accounts for your reference.

Information pertaining to this account may be registered with credit referencing agencies, this information may then be used by future lenders, landlords and employers and may affect your ability to secure credit in the future.

Our office opening hours are Monday to Thursday 8am to 7pm, Friday 8am to 6pm and Saturday 10am to 1pm.

Yours sincerely

Motormile Finance UK Limited (MMF)

Please note: If you choose to communicate with MMF by email, unless otherwise advised by you, we will accept this as your consent to use your personal details to contact you by electronic means (email) with information about your account(s) which may include collections activity, negotiations and other services and products.

 

Motormile Finance UK Limited is authorised and regulated by the Financial Conduct Authority for consumer credit regulated accounts under firm reference number 718024.

MMF is the trading name of Motormile Finance UK Limited, a company registered in England and Wales with company number 06637307.

Our registered office is Protection House, 83 Bradford Road, Leeds LS28 6AT. http://www.mmile.com

EmailID:[2881609]

Link to post
Share on other sites

as post 407

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

Just found this email in my spam

 

 

CUSTOMER REFERENCE:

CURRENT OUTSTANDING BALANCE: £1433.44

Dear

Several attempts have now been made to contact you but we still do not have a plan in place to repay this account or a valid reason for non-payment. The breakdown of your accounts with us is shown below:

Original Lender Name Reference Amount Outstanding

Mr Lender Payday Loans 429.44

Quick Quid Payday Loans 1004.00

 

We have made clear that we will take a flexible approach to your circumstances and will never expect you to pay more than you can afford. The right plan for you is only a phone call away. You may be eligible for a discount to assist in clearing this account sooner and still be able to spread the repayments.

As a reminder:

· You can contact us on 0113 887 6876 to discuss your account with our agents and the most appropriate payment method for you;

· Email us at [email protected] to inform us of your circumstances, request a call back or make an offer of payment; or

· Alternatively, you can visit our website at http://www.mmile.com where you can submit your offer or make a payment.

We appreciate you may be experiencing financial difficulties and are unsure of what to do but we do have a specialist team equipped to understand and deal with your circumstances.

Our office opening hours are Monday to Thursday 8am to 7pm, Friday 8am to 6pm and Saturday 10m to 1pm.

Any future payments made to MMF will be divided equally between all of your accounts, unless you have instructed us otherwise. If you would like to change this, please contact us on the number below. We have enclosed a breakdown of the accounts, for your reference.

Information pertaining to this account may be registered with credit referencing agencies, this information may then be used by future lenders, landlords and employers and may affect your ability to secure credit in the future.

Yours sincerely

Motormile Finance UK Limited (MMF)

Please note: If you choose to communicate with MMF by email, unless otherwise advised by you, we will accept this as your consent to use your personal details to contact you by electronic means (email) with information about your account(s) which may include collections activity, negotiations and other services and products.

 

Motormile Finance UK Limited is authorised and regulated by the Financial Conduct Authority for consumer credit regulated accounts under firm reference number 718024.

MMF is the trading name of Motormile Finance UK Limited, a company registered in England and Wales with company number 06637307.

Our registered office is Protection House, 83 Bradford Road, Leeds LS28 6AT. http://www.mmile.com

EmailID:[2881609]

Link to post
Share on other sites

i refer you to post 3

unless they issue a claimform

we don't need to see every email, thought, fart or burp.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Please note: If you choose to communicate with MMF by email, unless otherwise advised by you, we will accept this as your consent to use your personal details to contact you by electronic means (email) with information about your account(s) which may include collections activity, negotiations and other services and products.

 

 

That line is interesting and something people should be aware of, they are saying if you communicate by email and don't specifically say that they may not respond that way, they can and will issue letters via email. The worry may be that this could include LBA's . I know that Lowell seem to operate a similar policy

Any opinion I give is from personal experience .

Link to post
Share on other sites

  • 4 months later...

Well found this in my spam folder,

 

CUSTOMER REFERENCE:

CURRENT OUTSTANDING BALANCE: £1433.44

 

Dear

Our efforts to contact you are becoming exhausted as we have made several attempts to offer you a repayment solution and even a discount.

 

In light of this we are preparing your account for one of the following possible actions:

 

Legal Assessment - your account may be sent to our legal partner Moriarty Law, who will assess your account to determine if legal action is suitable.

If they consider this to be the most appropriate action, we will inform you of the next steps.

You should be aware that there may be additional costs in the event that legal action is taken.

 

Assignment of your account to one of our external debt recovery partners, BPO Collections Ltd, or Themis Recoveries.

 

You still have time to set a plan with us if you contact us within the next 7 days.

 

There are several payment methods available to you, as previously advised we are happy to discuss together the available solutions in line with your circumstances.

You can now manage your account online by visiting www.mmile.com/myaccount.

 

If you prefer you can email us at [email protected]. The details needed to set your plan are:

Date of 1st instalment

Payment Amount

Frequency of Payments

Preferred Payment Method

 

Please ensure that your priority bills are up to date for example rent / mortgage, utility bills, council tax to make sure your payment is affordable. If you are experiencing financial difficulties please be assured that our specialist team will be able to assist you.

 

Information pertaining to this account may be registered with credit referencing agencies, this information may then be used by future lenders, landlords and employers and may affect your ability to secure credit in the future.

 

You can contact us on 0113 887 6876 if you wish to discuss your account(s).

We look forward to hearing from you.

 

Yours sincerely

Motormile Finance UK Limited (MMF)

Link to post
Share on other sites

for 4 yrs now they've said they are going to jump

I wish they would

this is getting boring...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 8 months later...

Another boring email offering discounts, MM have listed 3 defaults which the original lender had already listed, i have reported MM over listing defaults and according to the credit reference firm MM have to remove the defaults or they are removed after 6 years.

 

 

CUSTOMER REFERENCE: XXXXXXXXX

CURRENT OUTSTANDING BALANCE: £1433.44

 

Dear XXXXXXXXXXXX

 

Don't miss out on our scarily special settlement offers! If you have missed our previous email, then you'll be pleased to know that we are extending our howling Halloween offer until the 31/10/2017, why not take advantage below:

 

Offer

Settlement Offer

Details

1

50% off your current balance –

This is a reduction of £716.72

Up to 2 monthly instalments of £358.36 to settle your account

2

40% off your current balance -

This is a reduction of £573.38

Up to 3 monthly instalments of £286.69 to settle your account

3

30% off your current balance -

This is a reduction of £430.03

Up to 4 monthly instalments of £250.85 to settle your account

What Next?

 

1. Complete the table below

 

2. Then email it to [email protected] or give us a call on 0113 887 6876 and we will set up your plan and apply your discount.

 

Instalment Amount £

 

 

 

Date of your first payment

 

 

 

Frequency of payment (weekly / Monthly)

 

 

 

Preferred Payment Method

 

 

 

We will need your bank details if you would like to set up a Direct Debit

(we will be unable to set this up without your bank details)

Bank Name:

Account Number:

Sort code:

Name on Account:

Yours sincerely

 

Motormile Finance UK Limited (MMF)

 

 

 

Please note: if you choose to communicate with MMF by email, unless otherwise advised by you, we will accept this as your consent to use your personal details to contact you by electronic means (email) with information about your account(s) which may include collections activity, negotiations and other services and products.

 

We are authorised and regulated by the Financial Conduct Authority in respect of consumer credit regulated agreements.

MMF is the trading name of Motormile Finance UK Limited, a company registered in England and Wales with company number 06637307.

Our registered office is Protection House, 83 Bradford Road, Leeds LS28 6AT. http://www.mmile.com

 

EmailID:[2881609]

Link to post
Share on other sites

ignore

as long as the OC's defaulted date has not been changed by them

having 2 entries for the same debt harms you no more than one

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 months later...

Well found email in my spam folder,

 

CUSTOMER REFERENCE: M000000000

CURRENT OUTSTANDING BALANCE: £1433.44

 

Dear

 

Our efforts to contact you are becoming exhausted as we have made several attempts to offer you a repayment solution and even a discount. In light of this we are preparing your account for one of the following possible actions:

 

Legal Assessment – your account may be sent to our Legal partners who will assess your account to determine if legal action is suitable. If they consider this to be the most appropriate action we will inform you of the next steps. You should be aware that there may be additional costs in the event that legal action is taken.

Assignment of your account to our field agents, Resolvecall who will visit you at home to arrive at a solution

Assignment of your account to one of our external debt recovery partners, BPO Collections Ltd or Tenron Credit Management Ltd.

 

 

We consider the above to be a last resort, and hope they will not prove necessary, but without speaking to you we are running out of options. You still have time to set a plan with us if you contact us within the next 7 days.

 

 

 

Please click here for a payment mandate should you choose to pay by direct debit or standing order for your completion.

 

Just to remind you, you can now manage your account online by visiting http://www.mmile.com/myaccount If you prefer you can email us at [email protected] or call us on: 0113 887 6876 to speak to one of our agents. The details needed to set your plan are:

 

Date of 1st instalment

Amount of instalment

Frequency of payments

Preferred method of payment

 

 

Please ensure that your priority bills are up to date for example rent / mortgage, utility bills, council tax to make sure your payment is affordable. Information pertaining to this account may be registered with credit referencing agencies, this information may then be used by future lenders, landlords and employers and may affect your ability to secure credit in the future.

 

Yours sincerely

 

Motormile Finance UK Limited (MMF)

Link to post
Share on other sites

block the email address and bounce that back.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Well just had this email from another muppet firm who are Tenron ????

 

Dear

 

Tenron Reference:

 

We have been trying to contact yourself in regards to a personal matter but we have been unsuccessful in doing so.

 

Could you please contact ourselves at your earliest convenience on 0800 031 5799.

 

You can also text your name and reference number to 07804 552 440 and we will call you back.

 

Contact is also available via email at [email protected], please provide us with details of your reference number and a contact telephone number and time that you would like to be called and we will endeavour to do so.

 

If you wish to discuss this via email we will only be able to provide you with further information regarding the specifics of the matter once you have confirm the following;

 

• Your full name

 

• Your full address and postcode

 

• Your date of birth

 

Our opening hours are as follows:

 

· Monday to Thursday 08:00 to 20:00

 

· Friday 08:00 to 18:00

 

· Saturday 09:00 to 12:00

 

 

Yours sincerely

 

Tenron Credit Management Limited

 

Please call us on 0800 031 5799

 

Calls may be recorded for training and monitoring purposes

Link to post
Share on other sites

Block all emails and bounce that back

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • dx100uk changed the title to Motormile Finance UK RE:Mr Lender payday loan.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...