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    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
    • This is simply a scam site.  It's been shown to be a scam in the national press and on national TV. Please fill in the the forum sticky and upload the invoice you've received. In fact what you have is an invoice, not a fine, a private company doesn't have the power to issue fines.  
    • Moved to the Private Parking forum.
    • Good afternoon, I am writing because I am very frustrated. I received a parking fine from MET Parking Services Ltd , ( Southgate park Stansted CM24 1PY) . We stopped for a quick meal in Mcdonalds and were there fir around 30 mins. We always do this after flights and never received a parking fine before.  Reason: The vehicle left in Southgate car park without payment made for parking and the occupants southgate premises. they took some pictures of us leaving the car. i did not try and appeal it yet as I came across many forums that this is a scam and I should leave it. But I keep getting threatening letters.  Incident happened : 23/10/2023 I did contact Mcdonalds and they said this:  Joylyn (McDonald’s Customer Services) 5 Apr 2024, 12:05 BST Dear Laura, Thank you for contacting McDonald’s Customer Services. I’m sorry to hear that you have received a Parking Charge Notice following your visit to our Stansted restaurant.   We've introduced parking restrictions at some of our restaurants to make sure there are always parking spaces available for customers.   We appreciate that some visits such as birthday parties or large group visits might take longer and the parking restrictions aren't intended to stop this. If you think your stay will exceed the stated maximum parking time then please speak to a manager in advance.   Your number plate is scanned by our Automatic Number Plate Recognition (ANPR) system when you enter our car park, and then again when you leave. If you have overstayed the maximum time allowed, you will not be notified straight away- a Parking Charge Notice will be sent to you via the post.   If you feel that a Parking Charge Notice has been issued in error, please contact our approved contractors who issued the charge in order to appeal the charge. Unfortunately McDonald's are unable to revoke parking tickets- the outcome of the appeal is final and cannot be overturned by McDonald’s.   Many thanks for taking the time to contact McDonald’s Customer Services.   Can someone please help me out and suggest what I should do next?  Thank you 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help with settling credit card debts


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Hello all, I entered into a DMP with Payplan 3 years ago, I had never missed any payments or had any defaults, CCJ's etc before I started this plan.

Approximately a year into it I had to make a reduced payment as I snapped a tooth and had to pay a £200 dentist bill. Early last year I had to make a second reduced payment, once again to pay a dentist bill.

 

I am paying off 3 different creditors, I owe MBNA around £3000, RBS around £1500 and Barclay card £550.

 

On the 1st of march my employer entered administration, on the 13th of March all employees were made redundant, I had not been paid for 4 weeks at that point and as such I had zero funds available to pay anything. I then had to wait 2 weeks before I received any income from Jobseekers allowance. In this time I was able to borrow funds from my 70 year old mother to continue to make payments towards my debts.

 

My redundancy money came through at the beginning of last week, so I decided to try to negotiate Full and Final Settlements with the credit card companies, so I wrote to each of them. I then decided it would be a good idea to check my credit file to see what state it was in after 3 years, I found no marks of any kind from Barclaycard who were happy with my payments. I did however have 2 late payment strikes from MBNA (which will probably be due to the 2 reduced payments I have made), but I found 12 late payment strikes and a default notice from RBS. It comes to light that Payplan have been paying them late even though I was paying to them on time every month. As a result I have got rid of their services and registered a formal complaint against them.

 

I offered to pay 54% of the debt as a Full and Final Settlement, yesterday I received my replies. All 3 were rejections. I have today posted a PPI claim against MBNA which is for the value of £1300, so this combined with my offer should hopefully be enough to settle completely.

 

I have drafted CCA letters to each of them, but Barclaycard have been so good to me and the debt is so low I would like to clear this completely (this account was opened in 2009). I can also just about afford to clear the debt from RBS too, but I am hoping that when coupled with the CCA I will be able to get them to agree to settle for a reduced amount.(I do not have the funds to clear all 3)

 

Is it allowed for me to clear them in different means like this? I remember reading you can't prioritise creditors like this.

 

I am planning to continue to make payments until these matters are sorted but would just appreciate any advice on if I am going about this the right way or if there is anything else I can do to help my case.

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Hi jackwynder

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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