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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Apologies for starting another thread but I think this is different enough from the previous one I started

 

I was due to be paid Monday (I am paid twice a month on 1st and 15th of the month) and my wages did not go into the bank. This is not uncommon, out of the last 20 times I was due to be paid, 10 of them were at least a day late. When I asked the director who deals with the wages I was told there is no money in the bank and a cheque would not clear until Wednesday at the earliest and there was nothing they could do. I stated I had direct debts coming out that would bounce but again was told nothing could be done. I was told they would see what they could sort out but nothing more was said about it. I also mentioned to the other 2 directors (I work for a small firm with 3 directors and 4 members of staff including myself) about my wages not being in the bank but again nothing was done. I have only mentioned once in the other 9 times about my wage being late and that was paid in the day after it should have been.

 

In the past when others have had late wages my employer has made efforts to get some cash to see them though until their wage went in. I was not even offered this.

 

This morning after checking the bank to confirm they still had not gone in I emailed the Managing Director and said I would not be in today as I needed to go to the bank to try and sort out some emergency overdraft until my wages came in. Also in the email I highlighted a few other discrepancies in working conditions where I do not feel I have been treated fairly or equally (every member of staff got a Christmas bonus except me, last year all employees got an extra days holiday except me). Now I know these are at the discretion of the management but I felt I deserved some sort of explanation as to why I was excluded.

 

I have now been summoned to a Grievance Meeting tomorrow to discuss this with the MD and the director who deals with wages.

 

To complicate things further (and I *think* this strengthens my hand a little) I have never been given a contract of employment and there is no company handbook where I can read what the companies grievance procedures are. I had in the past attempted to have an informal meeting with the MD to discuss the points above along with working conditions in my "office" (which is a store room filled with equipment and a piece of wood screwed to the wall as a desk, with no windows or ventilation) but he was constantly answering the phone throughout the meeting and then left before I could make all my points. Therefore I feel I followed correct procedure as per the ACAS guidelines.

 

I have been offered the chance to have a witness (their words not mine) to attend with me but as I do not want to drag anyone else from my workplace into it I will decline. Would I legally be allowed to record the meeting as my witness?

 

Where else do I stand legally given the fact there is no contract (so therefore everything is implied by conduct I believe) and no staff handbook for me to follow or even know what the grievance procedures are? Could this meeting be used as a cheaper way of getting rid of me than making me redundant? Would I have grounds for constructive dismissal if they did?

 

Sorry for the essay, I just wanted to cover as much of my case as possible as time is short before my meeting tomorrow

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Hello there.

 

I believe recording the meeting is a no no, IIRC it's a question of breach of trust if you do it and don't tell them. I don't know how you would stand if they agreed to a recording, hopefully someone else does.

 

HB

Illegitimi non carborundum

 

 

 

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I am not sure why you think you can be let go for raising a grievance?

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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No, fair point HB, but it's not grounds for dismissal. There would need to be a different process followed eg disciplinary.

 

OP, how long have you worked there? sounds like they ae financially unstable anyway so I'd be looking elsewhere anyway.

Never assume anyone on the internet is who they say they are. Only rely on advice from insured professionals you have paid for!

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Believe me I am looking elsewhere. I have been there on the books for 2 years but as per my previous thread I was on a commission basis before that for nearly 3 years where they paid my tax and gave me a P60 which without a contract in place could be taken as being employed from that date.

 

I am just concerned they could try and twist it into something more as I have acquired proof one of the directors has it in for me but cannot confront them with it because of how I got it.

 

As for the recording, I would do it with their knowledge, nothing underhand

 

Am I right in thinking that all I need to do is go over my grievances again, explain things more and that is it? Nothing else can be discussed at the meeting that was not in the original email can it?

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Under the Employment Rights Act, you are legally entitled to a written contract of employment (section 1 - 3) and any changes have to notified to you in writing (section 4). So you do not need to worry about that.

 

You have a right to be paid your wages. If they are due on the 1st and 15th of every month, then that is your implied contract.

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