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    • Hi welcome to the Forum.  If a PCN is sent out late ie after the 12th day of the alleged offence, the charge cannot then be transferred from the driver to the keeper.T he PCN is deemed to have arrived two days after dispatch so in your case, unless you can prove that Nexus sent the PCN several days after they claim you have very little chance of winning that argument. All is not lost since the majority of PCNs sent out are very poorly worded so that yet again the keeper is not liable to pay the charge, only the driver is now liable. If you post up the PCN, front and back we will be able to confirm whether it is compliant or not. Even if it is ok, there are lots of other reasons why it is not necessary to pay those rogues. 
    • Hi I received a Parking Charge letter to keeper on Monday 15/04/24, the 17th day after the alleged incident. My understanding is that this is outside the window for notifying. The issue date was 08/04/2024 which should have been in good time for it to have arrived within the notice period but in fact it actually arrived at lunchtime on the 15th. Do I have to prove when it arrived  (and if so how can I do that?) or is the onus on them to prove it was delivered in time? All I can find is that delivery is assumed to be on the second working day after issue which would have been Weds 10//04/24 but it was actually delivered 5 days later than that (thank you Royal Mail!). My husband was present when it arrived - is a family member witness considered sufficient proof? 1 Date of the infringement  arr 28/03/24 21:00, dep 29/03/24 01.27 2 Date on the NTK  08/04/2024 (Date of Issue) 3 Date received Monday 15/04/24 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012?  Yes 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? [Y/N?] post up your appeal] No    Have you had a response?  n/a 7 Who is the parking company? GroupNexus 8. Where exactly [carpark name and town] Petrol Station Roadchef Tibshelf South DE55 5T 'operating in accordance with the BPA's Code of Practice'  
    • lookinforinfo - many thanks for your reply. It would be very interesting to get the letter of discontinuance. The court receptionist said that the county court was in Gloucester 'today' so that makes me think that some days it is in Gloucester and some days its in Cheltenham, it was maybe changed by the courts and i was never informed, who knows if DCBL were or not. My costs were a gallon of petrol and £3.40 for parking. I certainly don't want to end up in court again that's for sure but never say never lol. Its utterly disgusting the way these crooks can legally treat motorists but that's the uk for you. I'm originally from Scotland so it's good that they are not enforceable there but they certainly still try to get money out of you. I have to admit i have lost count of the pcn's i have received in the last 2 yr and 4 months since coming to England for work, most of them stop bothering you on their own eventually, it was just this one that they took it all the way. Like i mentioned in my WS the the likes of Aldi and other companies can get them cancelled but Mcdonalds refused to help me despite me being a very good customer.   brassednecked - many thanks   honeybee - many thanks   nicky boy - many thanks    
    • Huh? This is nothing about paying just for what I use - I currently prefer the averaged monthly payment - else i wouldn't be in credit month after month - which I am comfortable with - else I wold simply request a part refund - which I  would have done if they hadn't reduced my monthly dd after the complaint I raised (handled slowly and rather badly) highlighted the errors in their systems (one of which they do seem to have fixed) Are you not aware DD is always potentially variable? ah well, look it up - but my deal is a supposed to average the payments over a year, and i dont expect them to change payments (up or down) without my informed agreement ESPECIALLY when I'm in credit over winter.   You are happy with your smart meter - jolly for you I dont want one, dont have to have one  - so wont   I have a box that tells me my electricity usage - was free donkeys years ago and shows me everything I need to know just like a smart meter but doesnt need a smart meter,  and i can manually set my charges - so as a side effect - would show me if the charges from the supplier were mismatched. Doesn't tell me if the meters actually calibrated correctly - but neither does your smart meter. That all relies on a label and the competence of the testers - and the competence of any remote fiddling with the settings. You seem happy with that - thats fine. I'm not.    
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Finally Taking On RBoS


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Hi all

 

I got my statements from RBoS and calculated that they owe me £882.00 so my letter for claim 1 (£620.00) will be posted in the morning. Feeling a bit nervous about it but also feel I have plenty of support here if I get worried :)

 

I'm a bit confused with my RBoS statements though. I had a Royalties Account which cost £5 per month. Each month the statement has an entry of "CHG TO DDMMM A/C XXXXXXX £5.00", but on months where I went over my overdraft limit it still just gave one CHG entry for a total of £25. Does this mean the amount I claim for that month is £20? Also, on months with the £25 CHG, directly underneath this entry there was a similar looking one (still "CHG TO DDMMM A/C XXXXXX" with another amount eg £5.27. I presume this is interest charged by them for going over my limit? The amount seems a bit strange for going over my limit by £10 or so for 1 day. Can anyone clarify what this charge is? I've not included it in my 1st claim. I'm trying to keep the amount under £750 so doing it in 2 stages.

 

Thank you everyone in advance for being helpful and friendly. Hopefully one day I'll be able to return the favour!

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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Based on my attempts to decypher my Royalties account charges, I think that your assessment of these charges is right. I had these variable charges as well, and assumed that they were interest charges on the overdraft.

 

Good luck with your claim.

Prelim letter sent to RBoS 8/8/06 letter passed to another department...and Tommy fob off arrived

LBA sent 29/8/06 £2646.64 claimed - no reply

Claim entered 26/09/06 £2716 + interest. Not acknowledged so Judgment requested 17/10/06

Judgment in default 28/10/06:lol:

Cheque finally arrived 24/11/06, ring Group Litigation on a daily basis - you know it makes sense...:D

GE Money prelims sent for ERCs and charges on 2 accounts 18/10/06

LBAs on 2 accounts sent 5/11/2006

 

2nd claim against RBoS in 10/11/06, with threat of compounded contractual interest, c'mon now, concentrate...

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ABSOLUTELY. Just deduct the £5 charge from your monthly figure (you can usually tell where it is by the fact it will be on the same day each month)

 

J

1/9/06 RBS claim #1

8/11/06 - claim settled

17/11 claim #2 started - incl creditcard

30/11 - CC statements received

31/11 - Prelims issued - RBS paying up, only M/C to go)

 

If any of my advice/ info has been helpful, please click the scales:D

 

Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional:)

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  • 2 weeks later...

Thanks for all your kind words.

 

Received my sod-off letter from Tommy McLean today. At least we're keeping someone in a job!!

 

I guess the next step is the LBA :eek:

 

I'll post it on Monday. I'll keep you all posted.

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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Question - I've sent all my previous correspondence to RBoS Head Office in Edinburgh. Should I send my LBA to Tommy McLean at the Customer Relations address (ie, the address at the top of the letter he sent)? Just typing it now.....................

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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Guest willowb

Hi:)

 

Yes, just deal with Mr T:lol: from now on until if or when the case gets passed on to their litigation team AKA Cobblers!!! LOL

 

Wxxx

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Wow, old Tommy McLean's reply came quicker than I anticipated. As predicted, I received my partial offer letter offering £374.00. I've been reading through the template letters and I'm a bit confused what to do next. I guess I need to write back a 'thanks, but no thanks' letter but I can't find a template for it. Also, what's the next step.

 

It's all a bit nerve wracking :o , but I suppose that's the banks's intention. They'll be hoping that we all accept the partial offers and slip away quietly!

 

Clint1974's post restored my faith and gave me the confidence to carry on (thanks Clint ;) )

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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Hiya

 

Just write back accepting the £374 as partial settlement but say you will be going through the courts for the full amount.

 

RBS seem to be settling a lot quicker recently so you never know!

 

Stacy xx

NatWest - Settled in full 22/05/06

 

RBS- Prelim sent 9/05/06 £1,147

£500 offer 27/05/06, rejected 30/05/06

LBA sent 25/05/06 :razz:

MCOL 15/06/06

Defence received 20/07/06

Settled in full 01/09/06 wahey!!!!!!!!!

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If this helps, I've posted a copy of my partial settlement response in my thread.

 

T4FF v RBoS

 

Should expect a full settlement from Big Mac a few days after I would think.....good luck!

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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Thanks T4FF, that's exactly what I needed. With any luck, I'll get the same response you did!!

 

I also have a 2nd claim to make on the same account. I live in Scotland so had to keep the total amount under £750 so I've split it into 2 claims. I'll be watching your thread to see how you get on with your claim on your second account. Good luck!

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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  • 2 weeks later...

Woo Hoo!!! Right on cue, a letter arrived this morning offering a full settlement :D . Thanks to everyone who gave me the confidence to believe this would happen!!!

 

As I previously said in this post, that was round 1 with RB0S as the total amount I was claiming for was over £750. Todays letter from TMcL states, among other things, "Payment is to be made on the basis of a full and final settlement of your complaint". Does this mean if I accept this offer I am unable to start another claim? I was very specific with dates on every letter I wrote (ie, this claim is 2002-2004 and the second claim is from 2005 onwards) so I think it's a separate claim, therefore it's OK for me to accept it and start another claim.

 

Does this make sense?

RBoS Round One:

Subject Access Request sent 02.10.06

Prelim Approach For Repayment sent 23.10.06

LBA for £620 (round 1) sent 30.10.06

Partial Settlement Offer £374.00 received 4.11.06

Rejection of Settlement sent 6.11.06

Full Settlement of £620 offered 15.11.06

Ready for Round Two......................

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Guest willowb

CONGRATULATIONS!!!!!:D :D :D

 

I don't think it makes a difference to your further claims. Check out another thread to do with the process in Scotland and see how they've done it.

 

Well done

Wxx

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