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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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cabot finance paying since 2005 for an old citi credit card debt - help


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Hi Susanne exactly same as me I got letter saying 40 days etc then waited until 12 plus 2 was up then sent them the account in dispute letter off here then got another letter saying all activity was ceased etc please see my thread but basically I know they won't have a coca (mine old cities card from about 94) and I've paid them a fortune (about 4k) since 2010 so as far as I'm concerned now just gonna forget about them x see my thread

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thanks for that will wait until the 15 april then as thats when the 12+2 days are up then send other letter ive been in contact with citi and i know they have no record of me and they seached a long time lol ive only paid over the grand so thats not to bad

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nothing to stop you both demanding you money back

 

if it''ll work is another matter.

 

but don't just accept they CAN cash-cow and get away with it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 months later...

im new to this site and not sure how it works,i had a barclaycard many years ago and took out ppi on it but failed to make updated payments due to unemployment.i then recieved a letter yesterday saying cabot have taken over the debt in 2005 but that was 8 years ago of no contact no payments.can any1 help me with where i stand.i was told after 6 years it was statured barred or something.i need help.alsothe credit card limit was 1000,now i owe 2300???

Edited by sazzlepea
forgotto add more info
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see the link below on how to start your own thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

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Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

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Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

 

 

thread is numerous years old

 

 

you need to start a new thread

 

 

of your own

 

 

you wont get seen here

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread close to stop it being posted on

now

 

 

if you have an issue

 

 

start a new thread

 

 

of your own

 

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread Locked

because no one has posted on it for the last 3001 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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