Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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Thread: rbs overdraft

  1. #1

    Default rbs overdraft

    I have an RBSicon overdraft. i also had a rbs loan which has now been paid off.

    During the it glitch they took off my loan payment twice. to cut a long story short they then made a bit of a mess, but
    to make uo for it upped my overdraft limit by 428 for 6 months.

    I received a lettericon saying that as of 3 February 2013 my overdraft would be reduced to its previous level (ie) be reduced by 428.

    February has come and gone with no reduction to my overdraft.

    I would be in a bit of trouble if they now reduce my o/d by 428. Given that my overdraft was not reduced am i within my rights to assume that i now have a new overdraft limit?

    If they do reduce my o/d eventually i will complain and ask for an extension (3 months) to allow me to find the 428 which i am sure they will agree to....


  2. #2

    Default Re: rbs overdraft

    Let us know how you get on.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.


    Help keep it up and active, helping people like you.



    If you no longer require help, please do what you can to help others

    RIP: Rooster-UK - MARTIN3030 - cerberusalert
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  3. #3

    Default Re: rbs overdraft

    They have not reduced my overdraft to the level it was at prior to their IT cOck up.

    I can only assume that they are happy with the increased charges that i am paying?


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