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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Armed Forces Covenant **Correct as at May 2015**


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Hi

 

This is the Armed Forces Covenant its in PDF Format so you will need Adobe or other to open:

 

More information available here: https://www.gov.uk/government/publications/the-armed-forces-covenant

Edited by stu007

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  • 2 weeks later...

Hi stu007.

Never seen it before but makes a good read. Pity it wasn't about a few years ago when I got out, but there again just did what I had been trained to do and got on with it. Now look at me, in debt up to the eyes but still plodding on!!!!!

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Hi Horsen

 

Welcome to CAG yes its a very interesting read but also for your interest Local Authorities throughout the UK have been signing up to the Armed Forces Community Covenant but you will need to check with your own individual Local Authority to see if they have signed up (if they have most have some info on their website)

 

This is the Gorvernment Link for more info on that as well: https://www.gov.uk/armed-forces-community-covenant

 

stu

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I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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If it helps....

 

Bury Council (Greater Manchester) signed up to the covenant last week. WC:4/3/13

 

I have been invited onto the Armed Forces Covenant steering group that will be deciding how the covenant is implemented, so i will keep you posted as to my progress. To be honest i wouldn't usually agree to be involved with local government politics, but the fact that the 35 million quid funding came from the fine levied on the banks for the LIBOR rigging scandal just made the funding justified as far as i was concerned.

 

Helping heroes by utilising money from a fine against the banks. How could anyone at cag resist that ?

If you cannot take on a problem head on, go around the sides, over the top, or underneath. If you still have problems, then change the rules. If you can't change the rules then manipulate yourself into a position where you make the rules.

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