I am also getting calls from Credit Corp in Australia as well They are sending me a notice of assesment via emil. The debt is 12500 and i have not made any paymetns for about 12 months i now live in the UK now and they are telling me they are going to send to the UK.Will this affect my UK rating ?Can anyone help please???

I am also getting calls from Credit Corp in Australia as well They are sending me a notice of assesment via emil. The debt is 12500 and i have not made any paymetns for about 12 months i now live in the UK now and they are telling me they are going to send to the UK.Will this affect my UK rating ?Can anyone help please???

I have received another email from credit corps stating the following:

 

I can confirm your recent dealings with xxxxx in my team regarding this and that it was your intention to make contact with him upon your return to work last week. Sadly this has not happened and xxxx has today escalated the matter to me for the consideration of outsourcing. Our UK agents, Stevensdrake Solicitors, are standing by awaiting my instructions and I must recommend your urgent respnse to this email with a payment proposal. Payments can be made via our website ww.creditcorp.com.au however the amount and frequency will need my approval first.

 

Should I just ignore the email or respond claiming that I have had no contact with his team member and have no knowledge of the debt? Should I ask them to email me proof of the debt. I am about to go away for a month and am worried that this may escalate to court action whilst I am away. At present they only have my work email address (which I am about to leave) but I am sure that UK solicitors would be able to track my address down.

 

Urgent advice needed please.

 

Thanks

Is there anyone that can give me some advice on CreditCorp pleaseThere chasing me in the UK for debt in Australia

Posts moved & new thread created.

it will not affect your UK credit file as it's not a UK debt. They cannot take any enforcement action here & if they tried to obtain a UK CCJ you can contest the jurisdiction of a UK court.

I was wondering if anyone could help - They have been ringing my manager asking for me while I have been away on holiday...Is this legal is there anything I can do stop them such as reporting them etc???

You need to make a complaint to the ACCC & the ASIC in Oz, Credit Corp should not be contacting you at work.

Thats great Should I email them back or just ignore and report them???Your help is greatly appreciated

Ignore them and make a complaint to the Oz regulators.

Have read through this thread to get an idea of how they try to operate. http://www.consumeractiongroup.co.uk/forum/showthread.php?378249-Australian-credit-card-debt-credit-corp-Stevensdrake

Thats great I have emailed ACCC and also included the persons details.Just advising them they have been harrasing me

Start making a list of times and dates etc, who they spoke to and what they said. It will come in handy for any other complaints you need to make. See http://www.consumeractiongroup.co.uk/forum/showthread.php?265807-More-AUS-debt-being-chased-in-the-UK for an example of someone who was contacted at work.

BTW also they need permission from you to send emails. If they dont have it they can be reported for privacy breaches.

I'm a bit scared to reply to a email as doesnt that start the debt again The debt is only 12 months old so looks like i get this for the next 5 years???Or should i send a email stating please do not contact me by phone etc??

Dont email them or have any contact. If they call you refuse to answer security questions for privacy/security reasons.

The debt clock will only restart if you admit to the debt and sign something to that effect.

If you do email or write at any time start your mail or letter with I DO NOT ACKNOWLEDGE ANY DEBT WITH CREDIT CORP OR ANY OTHER ORGANISATION YOU CLAIM TO REPRESENT.

OK cool will do WIll they just give up after a few months or do you think I have a long road ahead of me?

Impossible to say. Some DCA's hound people for months, others 2 or 3 times and then give up.

From what i have seen in the past and read on this forum credit corp will not give in easy and will perhaps stop contact for a while maybe 6 months or so and then start all over again. They will search social network sites like linkedin for your details and come at you again every time they think they have a new phone number or address. If they are sure they have your home address they will request Stevensdrake solicitors here in the uk to try their luck and threaten all sorts of stuff.

It all depends on how much contact info they have on you and how much documentation they have on the debt. Every case is different.

Hope that helps

its weird how they got my work details, i know they dont have my UK address Is the Steven Drake thing something that will happen? Is it hard to deal with them ? Or do you just ignore them ?Or wait till steven Drake offer a reduced pay out?

If it were me i'd ignore them all

I cant say if stevensdrake will be involved in the future or not if they dont have your home address then they cant do a great deal.

Yeah I suppose just ignore it - so this will not affect my UK credit rating??

NO your uk credit file will not be effected.

So Credit Corp have rang my manager again asking for me.They passed a note on that the problem can be passed to LondonI have reported them to the ACCCShould I email them and tell them I have reported her?

So Credit Corp have rang my manager again asking for me.They passed a note on that the problem can be passed to LondonI have reported them to the ACCCShould I email them and tell them I have reported her?

If Credit Corp are operating outside of the UK, then the OFT guidelines on debt collection don't apply to them. You will have to complain to the Aussie authorities and hope that they get them to stop.

As for your Manager, if they don't know about this debt, just tell them that this company keep harassing you about some loan they want to transfer to the UK from Australia, which you don't want to do.

If there is no court judgement in Aus, then they cannot do much. It is up to CC to take forward relevant court proceedings in Aus in your absence and then to transfer to the High Court in London, if they want to do so. Obviously there is a cost to this, which they are trying to avoid.

The loan ammount is $15,000 do you think they will? They were suppose to send the debt to the UK end of feb when they contacted me on the first time

The loan ammount is $15,000 do you think they will? They were suppose to send the debt to the UK end of feb when they contacted me on the first time

Empty threats mostly. If you ever receive a court claim from a UK court, you will have to dispute jurisdiction. There is a thread in the legal issues folder by Rebecca H, where CC have just passed the debt to UK Solicitors, who issued a county court claim and jurisdiction is being disputed. They have not followed the correct court procedure for Australian debts to be heard in the UK, so are unlikely to get anywhere. Under legislation, I believe CC would have to obtain court judgement in Aus and then transfer the claim to the High Court in London.

They wont apply for a court order in Aus as the OP does not live there and much like the uk if you dont live there you cant get a judgment against a non resident. At least thats the way i see it.