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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Stopped today, Boxing Day


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" and i'll have one last drag, of one last cigarette.

i don't want to die, no not just yet..." (song)

 

had the 'last drag'. now i start (stop). on will power.

:)

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cheers andy

i wasn't really a heavy smoker, but i certainly will be able to take a holiday on it next year:)

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Good luck i gave up back in the summer after 20 years

 

I do not miss it one little bit!! i hate the smell and everything about it most pointless thing

they do say nothing worse than a x smoker

 

keep finding a reason to stay stopped smell money whatever works

 

only thing is food tastes so much better brisk walk with the dog sorts that out!!

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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cheers ihatebailiffs. well done for stopping.

2 days so far, spent the cig money on a bottle of red. :)

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cheers ihatebailiffs. well done for stopping.

2 days so far, spent the cig money on a bottle of red. 'why trust one drug and not the other?' :)

 

When things get bad try the e cig Menthol are good

 

Hated menthol fags but the e cig was ok in menthol

 

Now i hate fags the smell and enjoy being able to breath

 

Keep going it is worth it:-)

If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

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cheers. know what you mean, taste smell etc already noticing it.

looking at the nhs info; after 24 hrs carbon monoxide leaves body, lungs start to clear mucus. 48 hours nicotine free, improved sense of taste and smell. 2-12 weeks circulation improved. 3-9 months lung capacity improved no coughing weezing etc. 5 years half the chance of heart attack compared to a smoker. 10 years chance of lung cancer half that of a smoker, chance of heart attack now same as someone whos never smoked.

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still going, beer belly growing. talk about nico stains on fingers, got one on a tooth! tastes disgusting! :)

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  • 4 weeks later...

on 4 weeks now, no ciggies (but 2 cigars since, when out on the beers!). ciggies have gone :), trying now not to have any more cigars!

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cheers dpick. it is tough (hence the cigars :) ). still have the cravings, as you know, but hopefully the ciggies have gone for good.

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.....I was a 40 a day man for 22 years......

 

cigs now around 7£ a pack of 20. thats around 100£ per week! 5200£ per year!!!

as you say 'tired', a small fortune

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  • 1 month later...
It only gets easier now

 

dpick

 

hope so. cause it has been, and still is sometimes, tough (and have had a couple of cigars since stop, but not since last time). an e-lite might have to be an option if can't resist a craving! :)

cheers dpick for support. (as an added incentive for myself, will post up every 4 weeks ish for awhile!)

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  • 4 weeks later...
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