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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
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    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
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Opus was Citi sold to 1st Credit - Now a default


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thats a duff (more than demin) def notice anyway :)

as said, cant be defaulted twice for the same.

plus, they say in it that they 'believe you werent sent a dn when required'. if thats the case, then all thats gone on shldnt have...

and, they said that they didnt notify you of their intent to register a default as required.

they cant have it both ways

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http://www.consumeractiongroup.co.uk/forum/showthread.php?470204-Opus-credit-card.-Default-registered-(debt-of-£0)-but-no-notice-given.&p=4952998#post4952998

 

seems like it could simply be an admin error

 

you appears not to be the only one.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Sorry to resurrect this but I am still trying to get the default removed

1st Crud just keep sending silly replies.

 

 

Now they are have sent a screenshot of the comms log from Opus which they are using as evidence that the default was issued.

 

As I had written to Opus and told them that I could not afford more than £25 per month due to my ongoing divorce I thought they should have accepted the payment and not apparently defaulted the account.

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but you still defaulted so its correct?

the date on your file should be the third short payment date.

 

 

so you should have that info in your sar

so can prove what 1st are saying too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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but you still defaulted so its correct?

the date on your file should be the third short payment date.

 

 

so you should have that info in your sar

so can prove what 1st are saying too.

 

In the latest letter they have sent states: 'Opus previously understood they had issued a default notice on the 4th December 2012. This corresponds to the 30th April on which they registered their default'

 

 

I have only done a cca request so far.

 

Thanks

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you should have sar'd them last november 2012

 

information gathering is the key here

 

PROVE things rather than speculate.

 

dx

 

 

and a further 7 times in this thread but you still never sent one..:frusty::frusty::frusty::frusty:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

After recently sending in my SAR to Citi Cards, I have received an amended default notice from Opus. This default is now dated 21st March and says I have until April 11th to pay the arrears. Confusion reigns. All advice gratefully received. Thank you.

Opus Default 21-3-2017-png.jpg

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Doesn't matter the sar will tell us the truth

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Citi Cards AKA Canada Square Operations have replied to my SAR and say they cannot process it as my name address does not match the details they have stored on their system, even though I gave them my previous address.

 

They are asking for documentary evidence of a change of name and address.

 

Well my name has not changed

I will send them a utility bill.

 

Are they allowed to do this as it postpones the reply by up to another 40 days.

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Did you not send a ctax copy as the sar thread advises??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then you cant complain...when you comply to the SAR rules

then the 40 days starts ..

 

 

but as we've been after you doing this 7 times since april 2015 another 40 days is no real problem

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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